Personal Housing Provident Fund Loan Contract Writing Specification

The types of payment are: the first, the second, the second, the second, the second, the second, the last.

A borrower: a person who is a member of a company.

Address: Zai: the first, the second and the second.

The Bank of payment: it is a company of the following:

The legal representative is: he is the first person in the world.

The address is: site, site, location, location, location, location, location, location and location.

The borrower is the mortgagor (hereinafter referred to as Party A):

The lender is the mortgage-holder (hereinafter referred to as Party B):

The guarantor is the selling unit (hereinafter referred to as the party):

Party A purchases and builds or rebuilds or overhauls its own housing. According to the provisions of the XX provident fund management center and the staff housing mortgage loan method, it applies to Party B for loans, and is willing to purchase or build housing as collateral.

Party B will grant loans after examination and approval.

Party C is willing to provide guarantee to Party A before the real estate warrants are mortgaged to Party B.

To clarify their respective rights and obligations, the Three Party A, B, C, in accordance with the relevant laws and regulations, conclude this contract through consensus and abide by it.

Article 1 loan amount

A loan to Party B is made in Renminbi (capital).

Second borrowing purposes

Party A borrows for the purchase, construction, renovation and overhaul. It is located in the housing area of the town, the main street of the town.

Third term of loan

The term of the loan contract is from the year of the year to the end of the year.

Fourth loan interest rates

The interest rate is determined according to the interest rate announced at the time of signing the contract. The annual interest rate is% (%).

Interest rate changes within the term of borrowing shall be handled according to the provisions of the people's Bank of China.

The fifth is deposited in self financing.

After the signing of this contract, Party A shall open a current savings account (savings card account) with Party B and deposit the paid funds into the reserve.

If it is necessary to use Party A himself, the members of the household, the non - Household spouses and the non - Household consanguineous fund, it is necessary to provide the certificate of the written consent of the parties and hand Party B to go through the formalities of the payment.

Party A has paid the self raised fund to the selling unit for the first time mortgage and the receipt can be kept.

Sixth loan appropriation

Party A hereby authorizes Party B to purchase the premises or purchase private houses through the real estate market. The five days from the date of the approval of the housing mortgage registration (the confirmation of Party B) shall be pferred to the account opened by the bank or the real estate market in the name of Party A's purchase.

Party A builds, rebuilds and overhauls housing. If the self raised funds are exhausted or will be used up after the contract comes into effect, Party B will voluntarily pfer the loan funds to the savings account card of the current savings account opened by Party A.

Seventh repayment of loans

The principal and interest of the loan are paid by monthly repayment.

The loan will be paid on a monthly basis from the next month.

According to the calculation formula of equivalent repayment, we calculate the monthly equivalent loan principal and interest, and go to zero in advance to determine the monthly principal and interest.

(1) the first monthly repayment amount is RMB (uppercase).

(2) the monthly principal and interest of each period from the second period to the next period shall be calculated according to the individual housing accumulation fund loan interest rate announced by the bank at that time.

Party A needs to move with himself, the same family members, non resident spouses and direct blood relatives provident fund to repay the principal and interest of loans. It can be dealt with once a month in the annual period of fifth yuan in the year.

Savings card, credit card repayment

Party a must handle the savings card and credit card of the China Construction Bank, and entrust Party B with the full amount of the principal and interest payment in the form of automatic pfer, and deposit it into the savings card account or credit card account, so as to ensure that Party B can implement the pfer repayment.

When a card fails to repay due to the reason of Party A, party a must pay cash to the original bank.

Party A will repay the principal of the undue loan ahead of schedule, and Party B will not collect the hand payment for the repayment in advance, nor will it refund the loan interest charged at the original contract interest rate.

Eighth loan guarantees

The housing purchased by Party A under this contract shall be provided by the party with a phasing guarantee.

Before the real estate warrant is handed over to Party B, if the borrower defaults for three consecutive months, the principal and interest, the penalty interest and the related expenses, the party shall be responsible for paying the bill within ten days after receiving the notice of performance guarantee.

The guarantee period is from the date of the loan to the day when Party B obtains the warrant of real estate.

During the guaranty period, Party A's agreement to change the contents of the loan contract should be obtained prior to the written consent of the party.

Under the contract, Party A buys, builds, rebuilds and overhauls the house as collateral for the loan.

Party A shall purchase the advance sale contract for Party B's custody.

The ninth contract notarization

A, B, C three party shall, within ten days from the date of signing the contract, conduct notarization of the house mortgage contract signed by this contract and Party A and Party B to the notary office.

Modification and dissolution of tenth contracts

After the contract comes into effect, neither party may alter or terminate this contract without authorization.

If a party assigns the rights and obligations under this contract to the third party, it shall comply with the relevant stipulations and shall, prior to the written consent of one party (if the party agrees with the guaranty period), the assignment shall take effect after the pferee and Party B re sign the loan contract.

The rights and obligations of the Eleventh Party A and B

Party A has the right to require Party B to issue loans according to the contract.

Party A shall return all the principal and interest of the loan to Party B within the time limit stipulated in the contract.

Party a must use Party B's loan according to the agreed purpose. Party A shall not assign Party B's loan to him without party's written consent.

Party B shall issue loans in a timely manner in accordance with the time limit stipulated in the contract.

Twelfth liability for breach of contract

During the execution of the contract, Party A fails to repay the principal and interest of the loan on a monthly basis as a late loan. Party B provides a penalty of ten thousand cents per cent of the amount owed by each party in accordance with the regulations.

If Party A fails to repay the principal and interest and related expenses of the loan for six consecutive months, or if the information is found to be false when applying for a loan, and the mortgaged house is not rented without any written consent, the party shall have the right to recover the principal and interest of the loan ahead of time until the disposition of the mortgaged house is made, and if it is insufficient to repay the debt, the party shall not continue to recover the debt from the party.

Party A fails to use Party B's loan as agreed in the contract and divert it to him. The misappropriation part is charged 12/10000 of the daily fine.

Thirteenth ways to settle disputes in this contract

When disputes arise in the course of performing this contract, it can be settled through consultation. If it fails to negotiate, it may bring a suit against the people's court where Party B is located.

During negotiation or litigation, the provisions of the contract do not involve part of the dispute and shall still be fulfilled.

Fourteenth other conventions (omitted)

The fifteenth contract shall come into force after the signing of the Three Party A, B and C, and the party's guarantee responsibility shall be paid to Party A's purchase of the commodity real estate warrant and real estate warrant certificate.

Party A and B bear the responsibility to terminate the loan principal and interest and related expenses after the contract is completed.

The sixteenth is the original contract in five copies, a, B, C each holding one, the notarization organ, the real estate registration organization holds one, the duplicate is determined according to the need, among them: sends the urban provident fund management center one.

Party A: (private seal) Party B: (private seal)

(signature) legal representative (signature)

This is the year of the year.

C: (official seal)

Legal representative (signature)

(or its authorized agent)

In the year of the year