Why Is The Shoe Enterprise Lending And Financing Popular With The "Bird Flu"?

According to the reporter's follow-up visit these days, he found an interesting one.

"The worst is yet to come, and the customer who orders the factory will place the order in that factory.

The master who pulls the goods for you is also pulling the goods for him.

Not to mention, workers who jump jobs between factories.

Golden Flower system

As for the importance of "bowing up", Zhao boss gave an example to reporters: "once a shoemaker who had a good deal of business ran into a poor turnover, it was reported by the media to the theme of financing difficulties for SMEs.

Originally, the boss also looked forward to impressing the bank to get loans as soon as possible, who knows he is waiting for him to rush to collect money from the material suppliers, and it is conceivable that he will go bankrupt.

"Nearly 60% of factories in Jinhua's shoe factories have been on holiday because of lack of orders, and 40% of factories are still running."

Yesterday, He Zhijun, chairman of the rhyming footwear industry, who was still working on it, also sighed "this year is the saddest year for building a factory in 10 years".

The European debt crisis, RMB appreciation and inflation, like many foreign trade companies, have encountered the same problem.

"The annual sales volume of the enterprises in the past year can reach 6.7 million pairs, but this year's orders are only about 400000 pairs. I haven't seen a single larger order than 1200 pairs in one or two years."

On the one hand, the decline in orders, while the rise in costs, He Zhijun was also forced to head up.

"I figured out that to keep the factory running normally, it would be about 13 thousand yuan a day to open our eyes every day."

He Zhijun said, when business was good, shoes factories and materials suppliers usually had 3 monthly accounts, but this year there was no longer a good thing. "A supplier with a better relationship demands that the settlement be made in the longest 1 months. If the relationship is very general, it must be delivered at the same time."

"We start from the receipt of orders and export to foreign countries for 3 months.

The customer pays 30% of the deposit at the time of placing the order. When the goods arrive at the port, they will pay 60% more, and three months later, no quality problem will be paid 10%.

As a result, domestic suppliers have been demanding money, and the settlement time of foreign customers has not arrived. This increases the difficulty of capital turnover to a certain extent.

"Do you have 7 million cash on your account?" the reporter asked.

"No.

I have at least 20 million yuan in receivable from outside, which is not about 200000 yuan bad debt. "

The boss replied very simply.

"That wholesaler and trading company can collect 7 million yuan for you before the end of the year?" "impossible!" "so you are not worried?" "it seems that you do not understand the shoemaking industry."

Ancient boss told reporters, "shoe-making enterprises cooperation mode is" extensive "acquaintance business.

Shoe factories rely on acquaintances and downstream wholesalers to borrow materials from acquaintances, and customers who rely on acquaintances and orders must be acquaintances of brothers.

There is no contract, it is a fax of a paper marked only shoes, materials and other information, the most signed by a boss.

After receiving the order, the shoe factory will go to the raw material supplier to supply raw materials according to the quantity needed for leather, medium sole, button ornament and glue.

Because the overall performance decline is very fast, this year shoe factory capital operation is very difficult, for dozens of fixed employees may be more than half a month's wages.

Even half a month's wages are hard for him. "We still have tens of millions of receivables left outside, and we still owe millions of dollars to suppliers.

Such a triangle debt, though it exists every year, is particularly serious this year.