Quanzhou Bank High Loan To Small And Micro Shoe Enterprises Development

Since the early November, when the ten measures to support the development of small and micro enterprises in Quanzhou's banking industry have been issued, Quanzhou's small and micro enterprises have received many support from the banking industry. Reporters yesterday learned from the Quanzhou banking regulatory sub Bureau, as of the end of 11, a total of 15 banks and 809 enterprises signed financing cooperation intentions or cooperation framework, the signing amount of 5 billion 721 million yuan, successfully docking to 601 households. enterprise The XinDa is awarded 3 billion 367 million yuan.

It is reported that after the implementation of the ten measures, the 7 banking institutions carried out a joint meeting of banks and enterprises, highlighting the distinct themes of "regionalization, industrialization and specialization" on the average of 3 days a day. Minsheng Bank Quanzhou branch relied on Shishi cloth. market , clothing city, Nanan Plumbing City, water head stone. Timber City The tea industry, the Qing Meng automobile trade auto parts, the Quangang mahogany furniture and other industrial clusters, set up a professional market type marketing platform, set up the professional market type marketing platform of Quanzhou, and set up the "credit community" of Feng Ze fan, set up the credit files and rating scales of the residents (and enterprises, merchants, etc.), trust trust community, batch support small and micro enterprises; Bank of China, Construction Bank Quanzhou branch and other banks adopt "intensive management, professional operation and efficient service" mode, innovate the "credit factory" service brand, implement standardized pipeline operation and improve efficiency; Huian rural credit cooperatives can loan to the small business loans less than 10 million yuan, the fastest three days, and a total of 19 small and micro enterprises obtain 31 million 700 thousand yuan through quick loan channels. Huian stone carving City, Jinjiang shoe capital, Anxi

In the aspect of innovating small and micro business financial products, banks provide supply chain finance services for small and micro businesses in the upstream and downstream areas, such as domestic buyer's credit, discount of core manufacturers' bills, and equipment mortgage loan, so as to solve the financing bottleneck of small and micro enterprises. This mode involves many trades, such as commerce, optoelectronics, footwear, textile and clothing, stone industry, plumbing industry, cloth industry, umbrella industry and so on.

The banking institutions also included intellectual property rights, Lin Quan and the right to use agricultural facilities in the scope of loan to pledge, and developed diversified products such as "fishing loan", "Dian Shi Tong Bao", "tea garden mortgage" and so on. Financial services were more socialized and popular oriented. The launch of a series of products, such as youth venture loans and women's venture loans aimed at weak potential groups, effectively solved the financial service needs of the rural vulnerable groups.