HOT! Diamond Becomes The New Favorite &Nbsp; Investment Must Be Rational.

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Diamond price:

It rose nearly 50% in one year.

Diamonds have been numerous in the last two years.

Before 2011, international diamond quotations were steadily rising around 10% each year. With the rising demand for diamonds in emerging markets such as China, India and Brazil, and the decline in the output of raw materials in the international diamond producing areas, international diamond quotations have risen sharply.

Statistics show that since the first half of 2011, the international diamond quotation has been repeatedly increased, and the cumulative increase has exceeded 45%. Such a high density price increase and nearly 50% increase have created a new high in the diamond market in the past 10 years.

Statistics show that in 2011, the total volume of diamond trading in Shanghai increased by 63%, exceeding that of the world's major diamond centers in Belgium, Antwerp, Tel Aviv, India and Mumbai.

Moreover, the future appreciation of diamonds is still large.

Management consulting firm Bain (Bain&Company) released a report at the end of 2011, saying that the demand in China and India will drive the growth of diamonds in the next 10 years, the annual growth rate will exceed 6%, and the market size will also expand by nearly 1 times, which will far exceed the supply of diamonds limited due to the lack of new mines.

According to the insiders, with the growth of diamond demand, diamond prices will remain high, and additional demand for diamond investment will also drive up prices.

Compared with precious metals such as gold and silver, diamonds are scarce.

Diamond reserves in the world are relatively low, production is limited and has been declining year by year.

Wang Jing, executive deputy general manager of the private banking department of China Merchants Bank (600036, stock bar), said that in recent years, the price of diamonds has shown a steady upward trend, and the appreciation range has also substantially exceeded the inflation rate, and its price fluctuation is not easy to be affected by the political and economic pattern.

Worldwide, the naked diamond quotation is basically monopolized by 3 institutions, and diamond trading is all physical pactions. Compared with the existence of a large number of virtual pactions, leveraged pactions of gold and silver, diamond prices fluctuate less.

In the long run, it is difficult for diamond prices to have a big downward trend.

Diamonds also have a perfect and internationally recognized "4C" quality standard. Therefore, compared with other works of art, gemstones and so on, the quality and value of diamonds are easier to identify and measure.

However, not all diamonds have investment value.

At present, some consumers think that buying diamond rings, diamond necklaces and other jewellery is investment in diamonds. They all have value preservation functions, and they may appreciate in a few years.

In fact, diamond jewelry purchased in shopping malls has no added value.

Wang Jing believes that it is best to invest in the naked diamond with more than 3 karats and DIF level. The prices of these diamonds are stable and the investment security is relatively high. Judging from the recent rally, the diamonds of 3 carats and DIF levels are also rising.

Diamond Finance:

Enriching investment channels

The hot investment in diamonds has also attracted financial institutions to invest in diamonds.

At present, China Merchants Bank has launched a diamond investment platform and began to set foot in the diamond financial business.

China Merchants Bank has a global search and drill system. Investors can search through this system to search for the naked drill they want.

Diamonds are mainly derived from the traders who can get the original stone. Because the intermediate links such as processing and distribution are omitted, the price of naked drilling is more substantial than the market price.

Moreover, when investors buy diamonds, they can also offer quotations on the platform, which provides investors with a convenient channel.

However, at present, China Merchants Bank's diamond platform is still limited to private banking customers, and has not yet been extended to ordinary investors.

ICBC (601398, stock bar) also has plans to invest in diamond.

It is understood that ICBC recently signed a framework cooperation agreement with the world diamond center in Antwerp, Belgium.

Under the agreement, the centre will assist ICBC to enter the field of diamond finance and provide globally competitive diamond products with competitive prices for key customers of ICBC.

The development of banking diamond financial business is a great benefit for diamond investors.

According to the insiders, diamonds enter the domestic market from foreign markets and will be raised by jewelers in the market. The price of diamond jewellery products in retail channels is usually 2 to 3 times the value of naked diamonds.

If investors buy diamonds through the banking channel and then order directly from the bank to the diamond distribution center, they will have an obvious price advantage than buying jewelry stores or shopping malls.

Banks also have a better repurchase system, diamond trading on the diamond financial platform of banks, and they can also exchange diamonds for cash, thus greatly improving the liquidity of diamonds.

Liquidity bottlenecks:

Investors need to be cautious.

Although the trend of diamond appreciation is attractive, the domestic diamond investment environment is not yet fully formed.

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Moreover, the investment threshold of diamond is much higher than that of precious metals such as gold and silver. At present, investing in a 3 carat diamond is about one million yuan.

Therefore, compared with other investment varieties, diamond has large capital expenditure and poor liquidity, which is more suitable for high-end investors with abundant capital.

In addition, the way for ordinary investors to understand changes in diamond prices is relatively narrow.

Wang Jing introduced that the international market diamond quotation is based on the weekly Rapaport diamond price list, but the quotation is only disclosed to the relevant enterprises in the diamond industry. It is difficult for ordinary investors to understand the specific price changes.

The industry believes that the diamond valuation is difficult, the realization of narrow channels, high investment threshold, is not the first choice of ordinary people's investment.

However, some market participants believe that with the increasing popularity of diamond investment in the future, China's diamond distribution center will be built, and the investment threshold may decline. The low end Diamond Trading suitable for small and medium investors, hundreds of thousands of yuan or even tens of thousands of yuan, is expected to become a reality in the near future.