Focus Of Investment And Financial Management In 2014

< p > < a href= "http://www.91se91.com/" > stock market < /a >.

2014 is the year when IPO is restarted. It will be very difficult for the stock market to get better. In addition to saving the market and protecting the stock market, there are no more reasons for the stock market to take their own cattle. For the 2014 cows, the anticipation is more focused on the "bailout and market support". This passive expectation is too difficult and too naive to achieve.

Of course, some friends expect to get out of a different market under the "registration system".

Yes, registration system is the most recent policy point of A share, but it can not be said that it is a hot topic. One is that the amount of new shares issued under the registration system is generally larger than the approval system. Therefore, it is difficult to have good expectations, especially in the A share market, which is afraid of misappropriating the money market. When listening to IPO, it is scared to the bottom.

It is difficult to rise before 2014.

More important is to remind you that registration system is not implemented in this IPO, but an excessive, but how to pass, this excess is actually adding some laws and regulations to modify some rules, but modification is actually difficult for the stock market to play a big role.

Among them, the most influential stock market may be the preferred preferred stock and stock options.

But neither of these two is Lido.

The stock option is not prepared. It is prepared for short selling.

Preference shares can be counted as much, but not in the A share market.

As I said before, in A shares, preference shares are not attractive.

Because the interest rate of China's capital market is very high, it is clear that the interest rate of China's current market is still high, or interest is paid, such as the income of these products can reach more than 5%, and the bank's current interest rate is 3%.

Compared with the dividend, the earnings in these years are not small. Dividends in developed countries in Europe and the United States are generally between 6% and 10%. Most of the preferred shares are 6%, which are not at all superior to China's financial products.

The United States is a zero interest rate, and the US version of the balance is unable to survive and be liquidated.

Therefore, the preferred shares in these countries have great advantages and great advantages.

No one wants to save banks, banks do not pay interest, they buy money funds too low, banks have zero interest rates, and interbank interest rates can be much higher. So in Europe and the United States, they have been buying preferred stock.

The preferred stock can only be bought by the institution, so investors buy the fund.

Let the fund buy preferred stock.

But are they feasible in China?

6% of the preferred shares also face a lot of risks and liquidity, and now China's Internet Finance under the influence of high interest rates and Qian Huang is more than 6%.

Therefore, the introduction of preference shares is also difficult to have much effect to promote A shares, instead, it allows more funds to run away from forced purchase of preferred stock.

There are a lot of policy funds in the A share market. These are all forced actions. Funds also have a lot of policy funds, which are subject to certain restrictions. The forced actions do not take the initiative.

Therefore, if the A shares are not popular, if they want to be successfully launched, it is possible that the policy is forced to buy.

And this forced push will force more capital to run, thereby hitting the market.

So 2014 of A shares are hard to be optimistic about.

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< p > < a href= "http://www.91se91.com/ > > Real Estate < /a >.

This market always makes people love and ruthless, complex and helpless.

How big is the real estate bubble? I believe many people are too lazy to guess.

To say little, I believe not many people dare to believe that the world's most insane real estate market is China, and not many people believe it.

So for 2014 of the real estate, do not have to say more, I believe there are not many people who dare to do more.

I really dares to do it and I don't sleep much.

Still afraid of the bubble burst, although the real estate bubble burst, and then broken is also a house.

No matter where it goes, but if it really needs cash, it is really hurting.

Overall, the real estate in 2014 is partial neutral pressure, and only suitable for a small portion of assets.

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< p > 2014 what do we need to focus on? Otherwise, let's not talk much about it. Let's talk about an easy to understand and easy to accept "a href=" http://www.91se91.com/ "financial management < /a > channel.

Just like 2013, low risk financial products.

The possibility of regulation and money shortage will continue in mid 2014.

So the interbank interest rate will be very high, so the proceeds of the fund will remain as high as in 2013.

Coupled with some deep optimization of Internet finance, I believe there will be a lot of products like Baidu Bai FA, so we can still pay close attention to it.

But pay special attention to one thing: the madness of a market is always expecting the top of the market, and funds are broken to prevent collapse.

When investors are making low risk financial products, we should pay attention to one thing and the most critical point is liquidity.

Do not invest more products with limited time limit. As for the theme of an article I published some time ago, the financial management in 2014 should be "live".

Financial products such as monetary fund and so on should be mobile and strong.

Don't invest too much investment trust and other products with limited time. Keep a high level of cash flow. Here, I wish you all 2014 of your money and money.

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