Alibaba Acquisition Of Pat Lending Electricity Providers Gradually Enter The P2P Potential Mode

< p > news that Alibaba has completed the acquisition of Pat loan recently.

It is reported that pat loan was established in August 2007, is a P2P (personal to person) pure credit unsecured network lending platform in China.

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< p > in fact, the rumour about this paction has existed for a long time. As early as November 2013, there were rumors in the industry that Alibaba plans to invest $35 million in the auction.

And said that the current PAT loan internal has already has the main service to the Taobao seller's electricity supplier department, the department produces the paction amount to account for the total amount of Pat loan total paction above 1/3, and Ali finance can carry on the smooth cooperation.

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< p > as we all know, < a href= "http://www.91se91.com/news/index_c.asp" > Internet < /a > Finance, as a hot industry in 2013, is concerned by the industry.

In the industry, the industry was praised as "the first year of Internet finance" in 2013.

At the end of 2013, everyone loans completed the A round of financing at the end of 2013, and the investors were sincere credit capital, with a total investment of US $130 million.

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< p > continuation of the 2013 heat, the initial Internet financial war began in 2014.

In January 18th, China Ministry of Civil Affairs emergency rescue Promotion Center Holdings Limited China aid emergency Investment Co., Ltd. formally announced its strategic cooperation with China's first P2C Internet small and micro financial platform to invest in love, and made strategic investment in love investment platform.

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< p > in the field of Internet finance, the entry of BAT is also the main factor that aggravates competition.

For Internet finance, Chen Dawei, President of Alibaba small and Micro Finance Research Institute, said in an interview with the media that the current domestic P2P mode is not yet mature, mainly due to the high bad debt rate.

If Ali can control the bad debt rate of P2P to less than 1% in the future, he can try to do P2P.

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< p > yesterday evening, WeChat launched a low-key "a href=" http://www.91se91.com/news/index_c.asp "financial product" /a "CAITONG.

Prior to the launch of Baidu joint China Cathay fund, 100% Sina micro-blog launched the financial supermarket micro wealth, NetEase joint huitianfu fund, Guohua Huarui 3 launched NetEase finance, Suning joint GF fund, huitianfu fund launched small change treasure.

In 2014, Internet finance is bound to usher in a "fierce battle".

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< p > for the "a href=" http://www.91se91.com/news/index_c.asp "Alibaba" /a "acquisition of Pat lending rumors, insiders said that the big business entry P2P industry is gradually becoming a trend.

"In October last year, China Merchants Bank and other wading P2P business virtually increased the pressure on the industry. Choosing cooperation with capital or Internet giant is also a good choice for P2P enterprises.

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< p > in the field of P2P, it is reported that Tencent has planned to buy everyone loan, but the final deal has not been talked about and has not completed the acquisition.

Alibaba, Jingdong mall and other big business data platform which can accumulate data and use the Internet credit audit mode are all advantages.

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< p > related links: < /p >

< p > Alibaba was founded in 1999 in Hangzhou, China, through its three trading markets to help millions of buyers and suppliers around the world engage in online business.

The three online trading markets include: centralization of international trade market for global importers and exporters, China trading market focusing on domestic trade, and Japanese trading market operating through a joint venture to promote Japan's export and domestic sales.

In addition, Alibaba has a global wholesale trading platform in the international trading market to provide services for smaller buyers who need quick delivery of small quantities of goods.

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< p > all trading markets form an online community with more than 61 million registered users from more than 240 countries and regions.

Alibaba also owns Vendio and Auctiva, which are the leading providers of third party e-commerce solutions, mainly serving online businesses.

Alibaba has more than 70 offices in Greater China, India, Japan, Korea, Europe and the United States.

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