Yiwu Risks 100 Billion Yuan To Lend Money To Help Enterprises

Recently, Yiwu has set up the office of the leading group for the disposal of venture enterprises, and has produced 100 million yuan of loan funds, which has been helped by the government to help the enterprises whose loans expire and temporarily unable to repay the loans. Who is not in trouble when doing business? If someone helps, it will be over. This time, thanks to the government's help, let's breathe. After being helped by the government's 10 million yuan repayment fund, the head of a Yiwu enterprise said excitedly. Up to now, more than 30 enterprises in Yiwu have applied for emergency loan funds, and 16 enterprises have accumulated 136 million yuan of loan funds with the help of risk management, thus avoiding the risk of breaking up the capital chain. It is understood that enterprises that can get the support policy of Yiwu risk management mainly include: enterprises with good development foundation, stable main business, capital chain breaking due to external guarantee and performance guarantee obligations; enterprises with large financing balances, complex financing in many banks, complex chain chains, easy to trigger chain reactions, enterprises that have great influence on the industry and local leading enterprises, and enterprises with prominent main business, normal operation and difficulties in capital turnover. "We have prepared 3 prescriptions for different problems in different enterprises. They are" crossing the river and bridging the bridge "," debt to equity swap "and" thaw method ". Yiwu City risk management official said. The so-called "crossing the river bypass method" is that the government takes out 100 million yuan of enterprise lending emergency funds. After "risk management" is applied to the audit of the operation and liabilities of the venture enterprises, under the premise of the bank's consent, "risk management" mobilizes the emergency funds for transferring loans, helps the difficult enterprises to return the bank's loans, and the banks re engage the venture enterprises for renewal loan procedures, so as to solve the capital turnover difficulties of the difficult enterprises. The "debt to equity swap" method is to coordinate the debt to equity swap among enterprises under the intervention of "risk management". "Thaw method" is aimed at some enterprises because of debt disputes, bank accounts by the debt bank application for court seizure, "risk management" through investigation, according to the development trend of enterprises, coordinate different parties to treat differently. Yang Jing: editor in charge