Children'S Day To Send Children Financial Thinking To Cultivate The Right Money View
< p > > a href= "http://www.91se91.com" > "61" children's Day < /a > again, many parents give their children gifts just toys or books.
A few parents thought more advanced than others, and felt that it was better to raise their children's sense of financial management when they sent small toys.
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< p > Xiao Xin is 7 years old and will enter primary school in September.
For this year's children's day, her mother is going to give her a small account, so that Xiao Xin can spend her spending on books and form the habit of keeping accounts.
Xiao Xin Ma told me that last year, she found that although Xiao Xin was less than 7 years old, there was more and more consumption among children, and more and more children were having their first birthday in the training class.
Xiao Xin and his partners would like to express their feelings, or send some small cards, or buy some rubber mud to pinch small things as gifts, or even send some small gifts to their parents.
Things are not big, but they need some small money.
At the very beginning, Xiao Xin's mother took the place of him and helped him buy the material.
Gradually, little new mother began to give the money to Xiao Xin.
Accompanied by her parents, she encouraged herself to spend.
Xiao Xin's mother found that Xiao Xin began to have some simple consumption consciousness, knowing which things are expensive, which things are cheap, and which cheap materials can also be made into exquisite little gifts.
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< p > this year, "61", little new mother decided to send a beautiful account to Xiao Xin. She felt it necessary to start training children's consumption consciousness step by step and guide her to spend reasonably.
With this small account, little new mother plans to check every week, help children to check expenses, and help children analyze the rationality of consumption items.
If every child's consumption is clear and reasonable, we can give more money on this basis to strengthen her rational consumption concept.
If consumption is unreasonable, we can also appropriately reduce the allowance to warn.
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< p > this idea is reminded by little new mother's financial planner.
< a href= "http://www.91se91.com/news/index_s.asp > > financial management < /a > division believes that the important stage of children's personality development is also a stage of gradual development of children's values.
Early money education has an inestimable potential role for children to establish a correct and positive view of money and form good financial habits and skills.
First of all, for children who are growing up, they should regularly give their children pocket money for a period of time, at their own discretion, followed by quantitative.
Because children's self-control is poor, do not give too much pocket money at a time. They can be divided into shorter time periods, such as once a week or half a month.
When organizing special situations such as outing, going to zoos and other special situations, you can give some pocket money as appropriate and encourage children to participate in collective activities.
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< p > in addition, the financial planner also suggests that Xiao Xin Ma should set up a savings account for her new son as the child grows older.
When parents go to the bank to open an account, or when they go to the bank to save money, they might as well bring their children along, so that they can gradually learn how to open accounts, deposit and withdraw money, and get to know the bank's regular statements and investment reports together with their children, so that children can feel the effect of "money generating money" in person.
Under the guidance of parents, children can manage their accounts by themselves.
Children are responsible for their account savings. Children always like more and more money in their accounts, so that they will not get into the habit of spending money.
Each time he saves money, he lets himself save and experience the sense of accomplishment and happiness of saving.
In this way, first, let the child know the importance of money; second, let the child know the way to get money; third, let the child know some ways to save money; fourth, let the child understand the way money can generate money; fifth, let the children know that < a href= "http:// www.91se91.com >" investment < /a > risk, avoid losses is very important.
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