Family Finances Have A "Doorway": They Can Also Earn Money.
Once upon a time, the idea of "advanced consumption" that spent tomorrow's money and today's dream was very popular, and many people began to borrow money.
But I believe that middle-aged people should not be fashionable.
Middle aged people are "old and small," as if they were a load bearing cattle, so they must always have "spare money" in their pockets for family needs.
Moreover, the "loan consumption" gives the parties and their families the burden of economic burden and spiritual burden - regular interest payments, which are easy to make people feel anxious and get angry.
In this regard, the author chooses a prudent way to manage his finances: spending money and investing are decided by "pocket money".
A few years ago, I bought a facade room with my family's savings. Now the price has doubled four or five times.
If the loan at that time can buy more than a few facade rooms, it will make more money, but if the loan is made, the "house slave" life of these years has overwhelmed the author.
As the saying goes, "if you eat too much and you wear too much, you will not be poor."
However, the author believes that in today's era, the financial management concept of diligence and frugality has been outdated.
In other words, light will "throttling" not be able to, and still have to "open source"! Over the years, the author through the stock speculation, buy funds, invest in real estate and other ways, received the "eight party enrichment" effect.
What is particularly gratifying is that I learned science through the wide opening of financial resources.
consumption
I really enjoy the pleasure of making money.
For example, I pass the fund.
Investment
Earn "a barrel of gold", buy a private car for family members, and go out on a two-day weekend to enjoy "self driving tour".
Life is becoming more and more delicious in such a way of making money.
Everyone has a unique financial management concept. In the family, if we manage finances according to the "unified world" mode or method, it is very easy for family members to have disputes.
Therefore, the author adopts the "AA" method of managing money at home, and everyone chooses his own way of managing money according to his personal expertise and judgement.
I bought the fund, my wife bought shares, and my son bought bonds.
Over the past few years, this "AA" system has been developed.
Financial management mode
Not only has played a special role in financial management of family members, but also dispersed the risk of family investment, so that family members have increased their independent spiritual consciousness in financial management, and their lives are more harmonious.
In life, there are many people who are in conflict with others when they borrow money from others. Borrow it, do not worry about the other side, worry about the other side, their own hard money, and worry about offending people.
In this case, the author's practice is: when you really borrow money from the borrower, you will not take it seriously.
It seems that no human feelings, in fact, to save themselves a lot of "follow-up" trouble: or "meat steamed buns to fight without a dog", or repeatedly asked for no fruit, exhausted.
But if a borrower is an old acquaintance or a relative, he might as well borrow a small sum of money to save himself and his partner.
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