How To Reduce The Cost Of Fund-Raising In The Store

There are many ways to reduce and save costs, but we need to make a concrete analysis of the specific situation and see which method is the most reasonable and best.

In order to reduce the cost of financing, individual proprietorship and partnership investment must arrange the total amount of capital, and make the best allocation of capital to achieve the best results, but we can not simply pursue the reduction of costs and insufficient financing, resulting in future business failures.

The financing of bank loans can use different time and space to select the best period to reduce the cost of financing.

It can be regulated by the state. Therefore, according to different policies, the interest rates stipulated by the state are different in different periods.

For bank loan financing, we must take the opportunity to choose the period with relatively low interest rates.

Lowest.

For example, an enterprise needs to buy a device in 1994, mainly through bank loans to solve the source of funds.

According to the analysis, interest rates will be lowered in the middle of 1994, so he chose to borrow in June, with a monthly interest rate of 9.1 per thousand, while in early 1994, the monthly interest rate was 10.8.

This successfully reduced the financing cost by making use of different interest rates.

There are many ways of lending, not only banks, but also by credit unions or society.

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Interest rates are different in different ways, and sometimes even the interest rates of different departments in different regions are different, so we must choose rationally.

For example, a textile factory building needs a sum of 500 thousand yuan of funds. There are several places that can be provided. First, the local banks give loans at 10.8 of the monthly interest rate, one is loans from a credit cooperative outside the country, and the monthly interest rate is 10.1 per thousand. After a comparative analysis, they choose to borrow money from the credit cooperatives in the field.

This is a successful example of reducing costs by using different spaces.

In the early days of opening stores, we should pay attention to saving in all aspects, which is a prerequisite for more profits in the future.

Careful calculation and frugality are two essential points in business.

To achieve careful calculation, we must start with many details.

For example, in the early days of opening shops, there will not be too much busy season. Many things can be done by the shopkeeper himself, so that a large number of personnel can be reduced and the cost will be reduced.

Some shops must hire people.

We should make full use of everyone and rationally arrange human resources to minimize costs.

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The lower floors, the better.

On the first floor, everyone who enters the mall is directly confronted with it, so naturally it has the highest chance of dealing.

Because shopping mall doesn't always go to the top floor from the first floor.

So the loss of people on every floor is amazing.

So it is no exaggeration to say that for every floor level, the loss of shoppers may be half the loss (except for shopping needs and targeted customers).

So if possible, the lower the floor choice, the better the business will be.

It's also a floor. The closer to the entrance, the better.

The entrance to the first floor is the gate.

The entrance to other floors is basically the escalator.

So the closer to the two places, the better the position is, preferably in the first place up to the best position.

Then, if the location is up and down, which one should we choose?

The answer is naturally an elevator, which is naturally the one on the right-hand side. Because of the habit of Chinese walking, everyone is walking on the right hand side.

So when an elevator is not clear in everyone's direction, everyone will naturally go to the right direction.

The answer is the one with the wall, the side hall that can put the high cabinet and the middle island cabinet which can not put high cabinet. The answer is the former, because the high cabinet can display the image of the clothing brand well, and also give the consumers a direct impression.

At the same time, the more important point of the high cabinet is that it can show the effect of the suit more conveniently, so if it is possible, it must choose the side hall near the elevator.