Bank Funds Are Also Not Good Enough To Make Investment Direction.

"No sales!" in response to the recent fund sales situation, the fund president interviewed a number of bank fund companies, the answer is basically the same.

One of the top ten banks, a fund company official, told fund manager that there are several shell resources in the company.

However, there is no money! "Simply can not sell, the new regulations restrict the proportion of single holders, big customers are reluctant to fight the list."

The source said that from the current situation, the outsourcing fund is difficult to improve.

This answer has also been received by a large bank fund company, saying that the company is currently sending several products, but none of the outsourcing fund has: "many reasons are not willing to fight against bills, banks do not have money, and yields are not agreed. Anyway, the products that are located outside the Commission are not as good as before."

Another large bank fund company channel people said that the company's outsourcing products still have a certain scale, but it is only relative to retail: "in general, the outsourcing has begun to decline, which is totally different from last year's situation."

In April, bank intensive issuance will reduce the risk of leverage control. In addition, financial management will be included in the MPA assessment, the CBRC will investigate financial arbitrage, tight funds, and then overlay the market downturn and other factors, leading to a slump in the fund issuing market.

Data show that the withdrawal of the bank's external bonds.

The impact is obvious. In April, the new bond fund dropped by 50% compared with the previous month, and the issue volume dropped to the lowest level in the last six months.

On the other hand, the new regulation on outsourcing customized funds issued in March 17th also blocked the issuance of some outsourcing funds, mainly due to restrictions on single client funds.

At present, only the Everbright Baode Xin Zun Ying has opened the debt fund regularly for half a year, and has launched the change of the launching fund.

In addition, in April 29th, the Jiahe Fund announced that its fund was temporarily not effective because it failed to meet the effective conditions of the fund contract. This is also the first failure of the fund industry to raise new fund raising, which triggered an uproar in the industry.

There are signs that the outsourcing is long gone.

Last year, the outsourcing fund became a sharp weapon in the banking sector fund company. In the top ten ranking of the fund company, the banking fund company monopolized four seats, showing a strong performance.

It is worth mentioning that the size of the ten largest fund companies in the year 2016 was 340 billion yuan, an increase of 90 billion yuan over the 250 billion yuan at the end of 2015.

At present, how to maintain scale to become a banking system.

Quite a headache.

"At present, there is no substantial redemption. We are negotiating."

The institutions of the large banks and fund companies said that communication with shareholders has been ongoing.

Large scale redemption has not yet occurred: "whether it is consultation with institutions or shareholders, the main problem is concentrated on the yield and operation mode."

It said that due to the large number of customized funds set up last year, the current rate of return is very difficult to meet customer requirements.

Fund manager found that in the face of institutional redemption, funds and other information management agencies have so many tricks:

1, increase returns: sign drawer agreements, promise stock customers.

The premise is to renew products.

2, product bundling: it is required to renew the capital first, then pay the money, not the proceeds.

3, friendly consultations: from mutual help, strategic cooperation, long-term development, bond market prospects and other perspectives, and negotiate with customers.

4, hold thigh: Banking Department fund company dedicated.

But in any case, fund companies must put aside the "outsourcing measures" that they used to live on last year. Banks will no longer be favors from outside the Commission, let alone other fund companies that are not strong enough in the channel.

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