Jingdong Several Branch Strategy Signed Billion To Build "Open Bank"

On August 21st, Jingdong digital technology and Jilin billion bank (hereinafter referred to as "billion bank") signed a comprehensive strategic cooperation agreement in Beijing yesterday, covering a wide range of business areas including financial private cloud, retail credit, data wind control, wealth management and so on.

Since its opening, billion bank has maintained good cooperation with Jingdong. At the financial cloud service level, Jingdong digital technology will provide financial solutions to the billion bank, including DevOps development and operation and maintenance integration platform, multimedia intelligent customer service voice ASR, information technology development and testing private cloud services and other financial level private cloud solutions.

At the operational level, Jingdong digital technology will also provide the total solution of retail credit business, online wealth management, and supply chain finance solutions for the billion bank.

It is understood that billion bank actively promote the Internet scenario financial services. In particular, in the digital transformation of open banks, we are constantly exploring and trying to export services from single API and SDK models, setting up embedded scenario banks, and turning to build a financial connector platform to realize the combination of financial services providers.

Zhang Qiguang, President of the union bank, said that the opening of banks is an important direction for commercial banks to transform digitally, and is also one of the important goals of the billion bank to promote the information technology strategy.

The construction of open banks needs an open mind to connect external technical service providers and scene service providers. In the future, billion bank will continue to push forward digitalization and provide customers with more intelligent digital financial products.

Xie Jinsheng, vice president of Jingdong digital technology and general manager of financial science and technology division, said that since 2017, Jingdong digital technology and billion bank have maintained good business cooperation in many fields of financial technology, and this signing means a further upgrade of cooperation between the two sides.

As one of the core sections of the company, the financial technology business of Jingdong digital technology continues to iterate with the needs of digital transformation of commercial banks. At present, it can not only provide IT infrastructure level solution, but also help banks build a private cloud platform.

The establishment of technology platform, data platform and business platform will adapt to the mobile Internet environment. The platform can also help the banks to diversify the scene of Jingdong's internal and external environment through the systematic products such as "open platform", so that banks can quickly cover different scenes to carry out digital banking business.

"The cooperation between financial technology and banks is no longer limited to single point cooperation in traffic and products, but has entered a new stage of ecological co construction." Xie Jinsheng said that Jingdong digital technology will continue to deepen the service experience of financial technology, provide customized financial technology solutions for more financial institutions, help transform and upgrade the financial industry, and enable finance to better serve the real economy.