Entrepreneurial Farmers Can Enjoy "Barrier Free Loans".

The rural credit cooperatives provide a loose credit service environment for pioneering farmers and implement a series of "barrier free loan" services. In the first half of this year, new loans amounted to 500 million yuan, of which 250 million yuan for the services of "three rural" loans, an increase of more than 60% over the same period, and 1.2 million farmers benefited.

At the beginning of this year, the agency will provide credit services for the start-up farmers to serve as the focal point for serving the "three rural issues", organize credit personnel to enter the village and enter the households to understand the needs of the farmers for funds, and establish economic archives for the 250 thousand farmers in a timely manner.

In view of the hot issues such as loan guarantee, quota and time limit, etc., which restrict the development of farmers' loans, they further innovate their ideas and open up "barrier free loans" for farmers.

Farmers are used to cultivate and adjust their structure and develop individual economy. The rural credit cooperatives use micro credit and joint guarantee loan to provide services.

Small credit loans do not need security procedures, credit households can borrow, and the bond loan is mutual guarantee among farmers.

At present, the micro credit loan of the letter users has been expanded from 3000 yuan to 30 thousand yuan, and the joint guarantee loan has been extended from 10 thousand yuan to 100 thousand yuan, and all of them can be put on the same day.

It is reported that in the first half of this year, micro credit loans and joint guarantee loans reached about 50000000 yuan.

Only farmers in the village of Changle Town have been granted millions of yuan loan.

Farmers need more money to develop small and medium-sized private enterprises.

The rural credit cooperatives take credit card loan service and one credit year. Farmers use their letters of credit to go directly to the credit union window.

According to introducing, a credit reaches a maximum of 2 million yuan.

In the first half of this year, Samsung's two credit unions increased the loan amount by 64 million yuan, effectively protecting the rapid growth of embroidery economy.

For large-scale private enterprises to take on-site services, according to their demand for credit, immediate operation.

In the first half of this year, China Bao, Dongxing refrigeration plant and more than 30 key private enterprises were promptly injected into the loan from the credit cooperatives.