Zhongguancun Returnee Venture 70% Has Loans!

"These 500 thousand loans are too important for us!"

Yuan Xiaowei, general manager of the Zhongguancun Yi Sha Er interface design company, who has just obtained the small loan guarantee from Zhongguancun, told reporters.

At present, 85 overseas students in Zhongguancun science and technology park have secured small loans, with a total loan amount of 62 million 250 thousand yuan.

According to Chu Jun Wei, director of the overseas staff service headquarters of the Zhongguancun Management Committee, Zhongguancun has 2286 start-ups and 5741 overseas students.

Foreign student enterprises have become the most dynamic enterprises in Zhongguancun science and technology park.

The achievements of overseas students in technological innovation are striking: 57% of the overseas students who have started their business have personal scientific and technological achievements, 44% of them have been patented, and a number of major technological innovation projects have sprung up.

Zhongguancun is the most active place for foreign students to start their business. At present, there are 12 international business incubators in Zhongguancun, such as Zhongguancun International Incubator Park, Wangjing overseas student Pioneer Park, Fengtai study abroad business park, victory Research Institute, Pioneer Park and so on.

In order to attract overseas students to start their business, Zhongguancun administrative committee has established 5 overseas liaison offices, including Silicon Valley, Tokyo, London, Maryland and Toronto, and has maintained close contacts with local students.

In the early days of the army, the international students did not know much about the domestic situation before returning to Zhongguancun. The work of the Zhongguancun Management Committee was to help them understand the entrepreneurial environment and provide related services.

The most prominent problem facing overseas students is the difficulty in financing.

In order to get loans from overseas students, the Zhongguancun Management Committee has provided a small guarantee loan for overseas students.

The Zhongguancun Management Committee is responsible for contacting Guarantee Corporation and banks, and subsidize guarantee fees and interest fees to serve overseas students.

In addition, there are services such as first year free rent, free subsidy and so on.

At present, the Zhongguancun administrative committee has funded 418 overseas funded enterprises with a total subsidy of 34 million 360 thousand yuan.

Despite the market and mechanism problems, many foreign student enterprises have died due to capital problems.

The rate of obtaining loans from overseas students is 70%, which is the only institution to provide loan guarantee for Zhongguancun overseas students' Pioneer Park. Beijing Zhongguancun science and technology Guarantee Corporation has taken all risks.

"I am glad that all foreign students start small loans without any bad debts."

Qin Kai, deputy general manager of the company, told reporters.

When it comes to choosing entrepreneurial projects for foreign student enterprises, Qin Kai said that as long as the enterprises belong to the overseas students' entrepreneurial enterprises and belong to the enterprises that the government needs to support, the Zhongguancun administrative committee will issue a qualification certificate, and the students can apply for loans with the certificate to the Guarantee Corporation.

Qin Kai believes that several key factors for obtaining loans from overseas students are: first, technology, that is, to have a good competitive technology; second, the team should have the ability to operate projects; third, the credit of the person is very important, and the credit of the small business is the credit of the operator.

At present, the adoption rate of applying for small loans by international students has reached 70%.

Yuan Xiaowei, who earned a doctor's degree in Germany, returned home and applied for a small loan from overseas students, even though it was only 500 thousand yuan, but the company set up the best laboratory in the country, which bought 400 thousand from Germany.

Jilin shell information technology (Beijing) company, which has obtained 1 million loans, has 100 points of quench thirst due to its dozens of research teams and large operating costs.

President Liu Shiping said: "we now need about 500 thousand of the operating cost per month. By the end of the year, our staff will reach more than 80.

Bank loans have a buffering effect, but I do not want to rely on loans to develop businesses, and if that is the case, businesses are dangerous. "

As Liu Shiping said, "the ultimate development depends on our own support operation". If we want to take root in Zhongguancun, we must rely on ourselves as the leading industry of Lenovo and founder.

After all, micro credit is just the beginning. To win the market, we must rely on solid technology and services.