Check And Seal Management

In order to make the unit open at any time to handle the payment business with the opening bank, or to use the cheque for payment and the settlement of the relationship between the debtor and the debtor between the units in the amount of the bank deposit, the account opening unit can purchase cheque to the opening bank, and the enterprise generally reserves a certain amount of blank cheque for use.

A cheque is a kind of payment voucher. Once the relevant contents are filled and sealed with the seal of the bank, it will become a credential to withdraw cash and other units directly from the bank.

Therefore, we must strengthen management in use, and take necessary measures to keep it in good order so as to avoid illegal use or theft or loss, and cause losses to the state and units.

1, enterprises with blank cheques must specify the designated persons to take good care of them, implement the principles of vote and printing, and leave blank cheques and seals not to be kept by one person.

In this way, responsibilities can be clearly defined, and a restrictive mechanism should be formed to prevent fraud.

2, when the unit canceling, merging and closing accounts, the remaining blank checks should be filled out in the form of a two linked list and all returned to the bank for cancellation.

The list one is returned by the bank seal to the payee, and the other is the appendix of the clearing house.

3, we must strictly control the purchase of blank checks.

If the unit price and the amount of the purchase materials cannot be determined in advance, the cheque, which is the name and the date of issue, can be paid to the purchaser by the leader of the unit, and the purpose and the amount limit must be specified.

4, a cheque should be issued by a financial officer or a user. No cheque should be issued to the payee.

The check stub should be kept as well as other accounting documents.

No cheque or seal is allowed to issue a check that does not match the bank seal. Otherwise, the bank will pay a fine of 5% but not less than 1000 yuan in addition to the refund.

For banks that have been issued repeatedly, banks shall warn and criticize them according to circumstances, until they stop issuing cheque to the payee.

5, check settlement is limited to the same city or designated clearing area.

6, the cheques should be filled out in blue black or carbon ink, not completed according to the regulations, and the failure to avoid changing the falsely is the responsibility of the issuer.

7. If a cash cheque has been lost, it may apply to the bank for reporting loss.

The bank that has paid before the loss is not accepted.

If the issued cheque has been lost, the bank will not accept the loss report, but may request the payee to help prevent it.

8, the way to endorse the endorsement is that the holder who has not endorsed the bill, which is the payee on the cheque, has entrusted the collection to the Bank of account. He should fill in the "endorsement" and the date (with Arabia digits) on the back of the first "endorser's signature" column on the back of the pfer check, and sign the bank at the same time.

If a cheque endorsed is endorsed, it should be endorsed by the endorser on the right side of the check on the back of the check or the amount of the sticky letter.

No endorsement is required for active payment.

9. When accepting a bank cheque, the payee should seriously examine the following items:

(1) seriously identify the authenticity of the check;

(2) pay attention to whether the date of the check is forward or expired.

(3) review the continuity of endorsement.