2011 RMB Financing Run Short Line

In the fifth year of Xin Mao, he opened the door to welcome fortune.

A year's plan lies in the spring, looking forward to the 2011 RMB.

RMB financing to buy short-term

This year, short term bank financing products are popular within 3 months.

Experts believe that from the perspective of macroeconomic policy guidance in 2011, the market expects RMB to continue to raise interest rates.

Recently, the central bank has raised interest rates and reserve rates successively. This short-term interest rate is more sensitive than the long-term interest rate over a year.

For example, the interbank offered rate (SHIBOR) in Shanghai is significantly higher than that in more than 6 months in 3 months, and even more than 8% in the 7 day, but only around 4% in one year.

From the perspective of interest rates, the yield of short-term financial products is not much lower than that of a year. If the tightening state continues, short-term products can better step up the pace of raising interest rates, while ensuring the liquidity of funds.

Gold market: concussion

Last year, the gold market increased by about 30%, thus gaining the favor of investors.

Besides pure investment function, gold has the value of collection and appreciation, such as Olympic gold bars, panda gold coins and so on. Experts predict that the investment intensity of the gold market will not decrease in 2011.

The recent sharp reversal of gold prices.

Over the past few years, the year-end has been higher than the beginning of the year, with an average annual increase of 20%-30%.

Gold has the traditional ability to resist inflation.

In some countries, the proportion of gold in foreign exchange reserves of the central bank is small. After the financial crisis in 2008, the central banks of these countries reconsidered the composition of their foreign exchange reserves, and so did China.

However, there are also unfavorable factors in this year's gold market.

The proportion of investment funds in the gold market is larger and has an impact on gold prices.

From a macro perspective, with the steady recovery of the US economy, if there is a strong dollar trend, it will also have a negative effect on the gold price marked by the US dollar.

Foreign exchange market: band

Over the past two years, the volatility of the foreign exchange market has been significantly larger than that of the previous years.

Uncertainties exist widely in the global market, including the development of the US economy, the sovereign debt crisis of European countries, the trend of global commodity prices and the changes of global capital markets.

Through the exchange platform such as foreign exchange treasure, if we can seize the opportunity of the band, the earnings in the foreign exchange market will be satisfactory.

Experts say this year's global economy is in a state of uncertainty. In a certain period, we need to see which factors play a leading role.

Therefore, the concussion is the main tone of the exchange market. It is suggested to observe the trend of the currency, seize the opportunity of fluctuation, buy at the dips, and throw it at the upper track.