"Tide Mom Tide Dad" Year-End Reward Skillful Fortune

"Tide mother" and "tide Daddy" become the pronoun of their parents after 80 years. They not only pursue themselves.

Mr. Chen, a post-80 generation, has recently received the annual bonus of over 10000 yuan, and is planning how to do some financial investment.

Due to busy work and no time to speculate in stocks, experts suggest that Mr. Chen can choose some products that "interest rate rises or rises".

Experts recommend that for prudent investors, they can choose to buy universal insurance. Universal insurance is known as "omnipotent". It is that customers can adjust the insured amount, premium and payment period according to the needs and financial conditions of different stages of life, and determine the best proportion of protection and investment, so that the limited funds can play the biggest role.

This type of product generally has a minimum guaranteed interest rate.

Financial tips 2 baby lucky money to invest in "education gold"

"Chao Ma" Miss Zhang has a two year old female baby, and the baby has received nearly ten thousand yuan of lucky money.

Experts believe that Miss Zhang can choose to take out the lucky money to buy children's education gold insurance products, and the annual fixed investment can meet the basic education expenses.

AIA insurance experts suggest that Miss Zhang can buy a bonus annuity insurance for her daughter, with an insurance amount of 30 thousand yuan, a payment period of 6 years, and an annual premium of 20922 yuan.

When the daughter is 18, 19, 20, and 21, she can receive 30 thousand yuan, 33 thousand yuan, 36 thousand yuan and 39 thousand yuan each year as the cost of education during the university period.

Financing tips 3 buy good performance small fund fluctuations

If there is no time to buy stocks, buying the fund is also a good choice after 80.

Analysis of the industry, as there are several good waves in the second half of 2010, as well as investors' expectations of rising inflation, the fund sales in 2011 will be favorable.

Chen Shanshan, a fund researcher at Zhongyuan Securities Research Institute, suggests that if the people have no time to pay attention to the market, they can choose the way of fixed investment.

She also suggested that the fund companies with strong investment and research capabilities and those with better performance and smaller volatility should be selected to avoid losses due to insufficient fund's ability to grasp the market.