Group Buying Is Not Reliable.

Watching movies and buying mobile phones Group buying Professional financial products can also group buying?

The answer turned out to be "OK", a commercial bank recently launched. Conduct financial transactions A group plan, new customers can join together with the old customers to enjoy the discount. Before that, there were many financial services. website Launched group buying activities such as funds, trusts and other financial products.

Group buying financial management is reliable?

The advice of experts is that there is no problem in the theory of "Bao Tuan" buying financial products, but there is a great deal of risk in practice. Under the general environment of lack of good faith, ordinary people still do not try to buy group money very easily. Compared with the investment risks that may be encountered, it is not worth mentioning.

At present, financial products group purchase can be divided into two main categories: first, reduce investment threshold. Now many financial products have access threshold, investors are short of funds, they can not buy their own financial products; if they just get the funds to reach the entry threshold, they will not be able to disperse systemic risk because of the single product. Group buying can solve this problem well. In a sense, fund products are a special way of group buying.

The two is to reduce transaction fees. Investment alone, the cost of transactions often engulf larger investment returns. However, the way of entering the capital market, the futures market and the purchase fund by way of "regiment" can get the preferential handling fee. In a profitable investment, reducing the cost of handling fees is equivalent to increasing financial returns in disguise. Investors buy, trade and manage funds in their own names in group buying. This group buying is the most popular way at present.

Though group buying, individual investors of "small businesses" can also buy the threshold and higher income financial products, but the so-called "no free lunch" can be eaten. The risk of group buying is hidden. As early as in the first two years of the Daniel market, many financial websites began to launch fund group buying activities with the help of resource advantages, and reduced the cost of subscription to the lowest to 20%. However, the vast majority of group buying intermediaries do not have the qualification of fund consignment, and can only be carried out through cooperation with securities firms or fund companies. Moreover, the size and strength of these intermediaries are far from that of brokerages and fund companies, and the cost of launching their group buying activities has almost disappeared.

The legal risks in group buying are more noteworthy than those that can not enjoy preferential treatment. Take the trust product as an example, although everyone in the group purchase is funded, however, due to the relevant provisions, the group buying investor can only register all the funds in the name of one person or institution and enjoy the right to benefit. In case of accidents or disputes, the interests of other investors may not be guaranteed.

"Trust fund collection fund trust plan management regulations" stipulates that "the client should subscribe to the trust unit with all its legal funds, and shall not illegally collect other people's funds to participate in the trust plan." For ordinary people, the relevant provisions of financial products must be understood to avoid legal risks due to conflict with the relevant provisions.