Inflationary Pressure &Nbsp; Expert Financial Management Tips.
The moment,
financial products
Various kinds of characteristics and how to choose them have become the focus of attention of many investors.
Recently, China Railway trust has successfully held a "financial lecture hall" in March 31st, attracting more than 50 investment enthusiasts.
At the forum, many investors questioned financial experts on the choice of financial products, the formulation of financial planning and other questions. Chen Jianchao, senior research manager of China Railway trust research and development department, and Yang Jie, deputy general manager of the wealth management center, answered the questions one by one and gave advice to investors.
Many investors suggest that
Inflationary pressure
In 2011, CPI reached 4.9% again in February. At the same time, the number and types of financial products gradually increased. How to choose suitable financial products to achieve inflation resistance has become a difficult problem for them.
Dr. Chen Jianchao believes that the purchase of financial products should take into account the benefits and risks.
It is reported that the financial products on the market can be broadly divided into five types: trust financing, bank financing, fund management, securities financing and insurance and financial management.
Dr. Chen Jianchao conducted a detailed comparative analysis of the specific circumstances of these five ways of managing finances.
He pointed out that the annual yield of trust and financial products has reached 7 - 9%, which is nearly 6 percentage points higher than the deposit interest rate in the same period of the bank. At the same time, the risk control measures of trust products are relatively perfect and the margin of safety is high.
Compared with the high yield of trust products, the annual interest rate of over 92% of bank financial products is generally less than 5%.
The capital preservation fund in fund management is a low risk and low return type.
There are great differences in the yield of securities financing products because of different varieties. The yield of partial debt mixed type and money market type generally fluctuates in the range of 2% to 5%. The yield of partial mixed type is greatly changed by market fluctuation, and the risk is rather high, which is not suitable for prudent investors.
More emphasis is placed on its insurance function and low return.
As for the advantages of trust financing, Chen Jianchao said that as a property management system, trust not only has the function of financing, but also has the functions of risk isolation, rights and interests reset and so on. It can meet the needs of investors in a wide range and flexibly with special trading structure.
At present, in China's financial market, trust companies have the largest span and the broadest scope of business. They are the only financial institutions that can make full use of money market and capital market, but also connect industrial market and financial market.
The flexibility of the trust system enables the trust company to adapt to the changes in the economic cycle, so as to optimize the allocation of assets and achieve the preservation and appreciation of the products.
It is reported that China Railway trust has many trust and financial products such as infrastructure, securities, real estate and so on. All kinds of products have the characteristics of controllable risk and high yield, and have maintained a one hundred percent cashing rate for a long time. In addition, China Railway trust can continuously develop new products according to the diversified needs of investors, actively explore various innovative businesses, and have made some progress in the construction of affordable housing, the development of new energy resources, and the development of ecological agriculture.
China Railway trust will, as always, take advantage of its professional advantages to fight inflation for the majority of investors.
Beat CPI
Contribute your strength.
- Related reading
- market research | Yi Ma Bought The Animation Train &Nbsp; The Pleasant Goat Was Finally Eaten.
- Stock school | Three Trend Trading Methods For Entering The Stock Market
- Web page | [Review] The Exhibition Spanning Borders Will Lead The Industry To Fly Over.
- Business management | What Did Managers Keep After "80"?
- News Republic | German Inflation Can Rise, But Clothing Electronics And Other Anti Price Cuts.
- City Express | Donghua University Joined Hands With Shanghai International Fashion Culture Festival To Celebrate School Anniversary.
- Business management | Skills Of Leading, Employing And Managing People
- Guangdong | Guangdong Footwear Industry To Increase Product Value-Added &Nbsp; Accelerate Pformation And Upgrading
- Shoes and clothing technology | Technology Pfer, A Win-Win Platform For Schools And Enterprises
- Industry data | Four Major Textile And Garment Industry Bases Strive For 38 Billion
- Continuation Of Classic &Nbsp; Puma2011 Spring And Summer Casual Shoes
- Quilt Color And Art Research Committee: The Beauty Of Life Art
- CHIC&Nbsp; &Nbsp; Shishi Special Conference
- India'S Clothing Exports May Be Frustrated By The Export Of Cotton Yarn.
- Chengdu Will Set Up A Testing Center, &Nbsp, To Break The Bottleneck Of Footwear Export.
- Ebay Pushes Electronic Commerce &Nbsp; Helps Garment Enterprises To Sell To The World.
- &Nbsp, The Leading Brand Of Sports Brand; The Most Expensive Marketing In Adidas History.
- Artwork Is The Third Largest Investment Category.
- The Anti-Dumping Duty Terminated &Nbsp; Taizhou Footwear Ushered In The Sale Of "Little Spring".
- Wenzhou Shoe Machine Chamber Of Commerce Will Organize A Group Meeting