Short Term Financial Income Is Nearly 10 Times Current.
123.29 yuan, maybe a couple of packages of smoked money of Furong king, it may also be a night's expense, and maybe it's 50 thousand yuan lying in a bank account, and 20 days to earn money for you. More and more people even go out on a hot day when they pass through a newspaper. Clever allocation of funds The sweetness of making money and earning money.
The "May 1" Festival is coming, and banks are losing no time to launch a variety of short-term financial products. Yesterday, in the Industrial Bank's Ding Wang sub branch, Mr. Nie signed a contract to buy 200 thousand yuan short-term financial products, with an annual yield of 4.1%. "The income is not bad. It's better than the current demand." Mr Nie said he had raised interest rates 2 times during the year, and he did not dare to buy more than 1 years. financial products 。 And this short term product is a good choice. "Originally said that the national debt is OK, but I don't think it is right. The annual interest rate of the 1 year treasury bond is 3.70%. Now the interest rate is 3.25% in the 1 year period, plus the interest rate of two times 0.25%, the national debt has been reduced. Therefore, this short-term product will not be affected by the purchase of the products one after another. capital It also prevents the embarrassment of long term products from raising interest rates.
Reporters learned from Societe Generale Bank Changsha branch, the bank recently launched a variety of short-term financial products, due to the annual yield of around 4% and favored by the public. Taking the 20 day term financial products in May 4th as an example, 50 thousand yuan is the starting point, with an expected annual yield of 4.5%~4.8%. Roughly estimated, the yield will reach 123.29 yuan ~131.50 yuan within 20 days. In contrast, if 50 thousand yuan is to deposit current accounts and 7 days notice deposits, only 13.70 yuan and 40.82 interest income will be generated within 20 days. In other words, short-term product returns are nearly 9 times the current demand, with obvious advantages.
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