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    The Ministry Of Human Resources Intends To Stipulate That The Balance Of Personal Accounts Of Pension Insurance Can Be Fully Inherited.

    2011/5/13 13:30:00 56

    Endowment Insurance Balance Succession

    Yesterday (May 12th), manpower. Resources And the Ministry of social security began to solicit the implementation of the "People's Republic of China society". Insurance Public opinions on certain provisions of the law. The draft stipulates that the basic old-age insurance payment is less than 15 years' treatment, and it is clear that the balance of the basic pension insurance personal account can be inherited. The social insurance law will take effect from July 1st this year.


    Editor's note: previously, it could only inherit personal contributions, collective grants and interest, but the government subsidies (including government pension payments) should not be inherited. ]


       draft It is stipulated that those who take part in the basic old-age insurance for employees who have paid less than 15 years when the statutory retirement age reaches the statutory retirement age may extend the payment to 15 full years. Before the implementation of the social insurance law, it will be less than 15 years after participating in the insurance and extending the payment for 5 years, and it can be paid up to 15 years at a time. For those who do not continue to pay or extend their contributions, the accumulated payment period is still less than 15 years. They can apply for transfer to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding old-age insurance benefits. Those who are unwilling to extend their contributions to 15 years and do not want to transfer to the new rural social endowment insurance or urban residents' social endowment insurance can apply for the payment of their personal account savings to me at one time.



    The draft clearly stipulates that the payment period for retirees enjoying basic medical insurance benefits shall be implemented in accordance with the existing regulations of various places.


    In order to standardize the management, the draft specifies that the personal accounts can not be withdrawn in advance and the balance of personal accounts should be inherited. Those who take part in the basic old-age insurance for employees shall retain their personal accounts until they reach the statutory retirement age. If they reach the statutory retirement age, they will enjoy the corresponding old-age insurance benefits according to the state regulations. At the same time, it is clear that the individual accounts for the death of the employees' basic old-age insurance can be fully inherited.


    The draft also made clear the specific way to transfer and continue the pension insurance relationship. When the employees who participate in the basic old-age insurance of their employees cross provincial employment, when they reach the statutory retirement age, the basic pension is calculated and paid uniformly.


     

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