The Ministry Of Human Resources Intends To Stipulate That The Balance Of Personal Accounts Of Pension Insurance Can Be Fully Inherited.
Yesterday (May 12th), manpower. Resources And the Ministry of social security began to solicit the implementation of the "People's Republic of China society". Insurance Public opinions on certain provisions of the law. The draft stipulates that the basic old-age insurance payment is less than 15 years' treatment, and it is clear that the balance of the basic pension insurance personal account can be inherited. The social insurance law will take effect from July 1st this year.
Editor's note: previously, it could only inherit personal contributions, collective grants and interest, but the government subsidies (including government pension payments) should not be inherited. ]
The draft clearly stipulates that the payment period for retirees enjoying basic medical insurance benefits shall be implemented in accordance with the existing regulations of various places.
In order to standardize the management, the draft specifies that the personal accounts can not be withdrawn in advance and the balance of personal accounts should be inherited. Those who take part in the basic old-age insurance for employees shall retain their personal accounts until they reach the statutory retirement age. If they reach the statutory retirement age, they will enjoy the corresponding old-age insurance benefits according to the state regulations. At the same time, it is clear that the individual accounts for the death of the employees' basic old-age insurance can be fully inherited.
The draft also made clear the specific way to transfer and continue the pension insurance relationship. When the employees who participate in the basic old-age insurance of their employees cross provincial employment, when they reach the statutory retirement age, the basic pension is calculated and paid uniformly.
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