Wen Jiabao Asked To Strengthen Supervision Of Private Lending For Shoes And Clothing

On October 4th, the Standing Committee of the Political Bureau of the CPC Central Committee and Premier of the State Council Wen Jiabao In Wenzhou, Zhejiang, discussions with heads of some enterprises indicated that the development of small and micro enterprises should be strongly supported and private lending should be done. Standardized management To prevent risks and promote their healthy development.

　　 Just a few people are jumping off the road.

Ye Jianping, chairman of Wenzhou Bai Xian de dress limited company, said that some enterprises in Wenzhou had difficulty in capital turnover, and some individual bosses were running away. Chain reaction 。 The municipal Party committee and municipal government of Wenzhou has attached great importance to the relevant measures, which has stabilized the "hearts and minds of the enterprises" and helped some enterprises to solve the difficulties. I have two suggestions: first, we hope that the government and financial institutions will increase their support and protection for SMEs. Second, can we reduce the tax on SMEs? Wenzhou's private capital is still strong. The problem is that there is no way to invest and lend to others. There is a lack of platform and bridge between private capital and private enterprises. I suggest that the government turn Wenzhou's private capital from "underground" to "above ground" and form a healthy development of private lending. Finance System.

Wen Jiabao said that you have basically pointed out the major problems that exist in Wenzhou. In the development of small businesses, there are problems of wages, raw materials, environmental costs and profits. Some of the capital has been transferred, some of which have chosen bubble investments, resulting in losses. I want to say here that "running" and "jumping building" are very few in Wenzhou after all. This phenomenon deserves attention and should be seriously solved, but do not exaggerate.

For small and medium-sized enterprises such as shoes and clothing, what you want to support is two important aspects: first, financing One is taxation. We have considered these two aspects. Financial loan The structure must be adjusted to attach importance to support for small businesses, including micro enterprises.

　　 Send someone to Wenzhou for investigation.

Zhang Zuoming, chairman of Zhejiang general lock Co., Ltd. said, "I have a request and an idea. Is the interest on loans to the real economy should be reduced?"

Wen Jiabao said, the main problem you raise is the bank problem. We need to look at this matter in two ways. On the one hand, we must steadfastly support the prudent monetary policy. This is the need for macroeconomic regulation and control, especially the suppression of inflation. At the same time, we must improve financial services, adjust the credit structure, and rectify the unreasonable and irregular practices of some commercial banks in loans. We should specifically study how finance can serve small businesses. This can not stay on the general discussion, but should stipulate a number of articles and put them into practice. {page_break}

Ruan Chundao, chairman of Ruixin group, said that the difficulty we encountered today is to guarantee 56 million yuan for Xintai group. Because the boss of Xintai is going to run, we have 56 million yuan loan to repay. If the enterprises with mutual insurance have similar incidents to happen again, enterprises will hardly be able to bear them.

Wen Jiabao said, I sent a person to Wenzhou for some time, otherwise I wouldn't know so much in such a short time. There is a situation in the "running road", that is, the affiliated unit. You guarantee the company. After he has run away, the bank will investigate you. We should pay attention to this matter. We should stabilize the situation by making clear policies, handling according to law and publicizing education. This is very important and must be done in a very detailed way.

　　 Do four good points to help small and medium enterprises

Wen Jiabao stressed that SMEs play an irreplaceable role in expanding employment and promoting economic growth. Supporting the development of SMEs is of overall and strategic importance.

First, we should conscientiously implement and improve the differentiated financial supervision policies for small and micro enterprises. Special assessment should be made to the small business loans that meet the relevant conditions, so as to increase the tolerance to the ratio of non-performing loans to small businesses.

Two, we should make clear that small and micro enterprises should be the key support objects, and support financial institutions specializing in providing services for small and micro enterprises.

Three, we should increase fiscal and tax policies to support small and micro enterprises, extend the period of relevant preferential tax policies, and further intensify policy preferences.

Four, we must guard against financial risks. Financial support for SMEs should follow market principles, reduce administrative intervention, reduce market risks and moral risks. We should strengthen supervision over private lending, guide them to develop in a sunny and standardized way, and play a positive role. We must vigorously rectify the financial order, take effective measures to curb the tendency of usury, crack down on illegal fund-raising in accordance with the law, properly handle the problem of guarantee between enterprises, and break the chain of enterprise funds, and strive to achieve early detection and early disposal, prevent risk spreading and spreading, and guard against regional risks.

　　 Zhou Xiaochuan, Xie Xuren and other senior financial officials accompanying him

This time Premier Wen Jiabao went down to Wenzhou to deal with the problem and led a number of senior financial officials, including the governor of the central bank, Zhou Xiaochuan and the Minister of finance Xie Xuren. They talked with local entrepreneurs and instructed the local government to do everything possible to stabilize the economic situation and stabilize the financial situation. Some experts say that the government may introduce measures to allow banks to postpone debt recovery and prevent their owners from fleeing.