Interest Rate Financing Tips &Nbsp; No Money Saving Alternative Financial Management Method

I remember when I was in the winter of 07, I was sitting on the moon. When it was a heavy snow, the dishes were very expensive. The vegetables such as eggplant, garlic and garlic were all over four yuan. I thought it was expensive and expensive at that time, because I used to spend a lot of money in the summer and autumn.

But it's winter and snow again, so it's a bit expensive, but it's understandable.

However, since last year, it has been found that this dish is not only expensive in winter. Even in the summer season, there is no more than two yuan of vegetables in the farmer's market. In addition to that kind of cabbage and radish, it may be about a dollar, and the original poor food such as potatoes is sold to a piece of eight to two yuan.

But every day, I buy some money, and I haven't counted the general ledger. I only remember it for two months before I found out that the cost of living per month is going to cost me a person's salary. Although the population of the family is growing, consumption is obviously not directly proportional to the population.

Recently, I went to the nearby wholesale market to buy vegetables, and at least half the retail sale. If the wholesale bag was sold, it was only 1/3 or even 1/4 of the vegetable market.

This increase in interest rate is undoubtedly a measure to resist inflation. But I think the price increase will be more severe in the next period of time after raising interest rates, so as an ordinary citizen, we may have to pay higher cost for our daily life.

Therefore, under the premise of not being open source, throttle should be done better, and we should save it to earn it.

As for me, I had a five year period in the first half of the year, and now I am going to raise interest rates, and I plan to save it again at the weekend. Because interest is calculated, it is economical to break the contract now. Another eighteen days after the expiration of one year is due. I wonder if there is any automatic pfer. If not, I will save it at the end of the week.

The worst thing is stocks. On the night of raising interest rates, gold futures fell sharply.

In the morning, it is already doubtless to open at a low price. Originally, I thought I would copy the bottom and then make a T+0. I was dragged to the meeting and I lost a small market.

I think inflation is a fact. So we should try to buy something that is worth preserving and increasing value. If it is not enough, we should go to stockpile. After all, less is better than nothing.

Subject: the people's Bank of China has decided to raise the benchmark interest rate for Renminbi deposits and loans of financial institutions since October 20, 2010.

The one-year deposit benchmark interest rate of financial institutions increased by 0.25 percentage points, from the current 2.25% to 2.50%; the one-year lending benchmark rate increased by 0.25 percentage points from the current 5.31% to 5.56%; other benchmark loans and interest rates were adjusted accordingly.

In the evening, when I read the news and saw the news, my first thought was to get out of the house regularly and not to save money. This idea is a bit contrary to the practice of ordinary people, but I have my own reasons.

First of all, there is no mortgage in my house, so for me, there is no problem of making more loans.

As for the improvement of housing, is it true that the housing price has risen to this point, and it has not been able to fall down on the state's various regulatory policies, can it achieve the effect by raising interest rates? Will interest rate increase be the last straw to crush housing prices? I believe not.

So, I have been dead to buy the heart of the house, at home the house is now enough to live, house prices or fall, for me, the impact is really not very.

No matter how much it falls or falls, I still can't afford it.

Secondly, although my family has some time deposits, but the proportion of assets in my family is very small, so the interest added to it is really very small.

Moreover, most of them have been in existence for one or two years. Some of them even survived before the last rate cut. If they were taken out and then renewed, they would be at a loss.

My family has part of the national debt, there are also some trust products, which seem to have nothing to do with this increase in interest rates.

Most importantly, most of my family's money is invested in fund stocks.

I remember when I was in the winter of 07, I was sitting on the moon. When it was a heavy snow, the dishes were very expensive. The vegetables such as eggplant, garlic and garlic were all over four yuan. I thought it was expensive and expensive at that time, because I used to spend a lot of money in the summer and autumn.

But it's winter and snow again, so it's a bit expensive, but it's understandable.

However, since last year, it has been found that this dish is not only expensive in winter. Even in the summer season, there is no more than two yuan of vegetables in the farmer's market. In addition to that kind of cabbage and radish, it may be about a dollar, and the original poor food such as potatoes is sold to a piece of eight to two yuan.

But every day, I buy some money, and I haven't counted the general ledger. I only remember it for two months before I found out that the cost of living per month is going to cost me a person's salary. Although the population of the family is growing, consumption is obviously not directly proportional to the population.

Recently, I went to the nearby wholesale market to buy vegetables, and at least half the retail sale. If the wholesale bag was sold, it was only 1/3 or even 1/4 of the vegetable market.

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This increase in interest rate is undoubtedly a measure to resist inflation. But I think the price increase will be more severe in the next period of time after raising interest rates, so as an ordinary citizen, we may have to pay higher cost for our daily life.

Therefore, under the premise of not being open source, throttle should be done better, and we should save it to earn it.

As for me, I had a five year period in the first half of the year, and now I am going to raise interest rates, and I plan to save it again at the weekend. Because interest is calculated, it is economical to break the contract now. Another eighteen days after the expiration of one year is due. I wonder if there is any automatic pfer. If not, I will save it at the end of the week.

The worst thing is stocks. On the night of raising interest rates, gold futures fell sharply.

In the morning, it is already doubtless to open at a low price. Originally, I thought I would copy the bottom and then make a T+0. I was dragged to the meeting and I lost a small market.

I think inflation is a fact. So we should try to buy something that is worth preserving and increasing value. If it is not enough, we should go to stockpile. After all, less is better than nothing.

Subject: the people's Bank of China has decided to raise the benchmark interest rate for Renminbi deposits and loans of financial institutions since October 20, 2010.

The one-year deposit benchmark interest rate of financial institutions increased by 0.25 percentage points, from the current 2.25% to 2.50%; the one-year lending benchmark rate increased by 0.25 percentage points, from the current 5.31% to 5.56%; other grades of deposit and loan.

In the evening, when I read the news and saw the news, my first thought was to get out of the house regularly and not to save money. This idea is a bit contrary to the practice of ordinary people, but I have my own reasons.

First of all, there is no mortgage in my house, so for me, there is no problem of making more loans.

As for the improvement of housing, is it true that the housing price has risen to this point, and it has not been able to fall down on the state's various regulatory policies, can it achieve the effect by raising interest rates? Will interest rate increase be the last straw to crush housing prices? I believe not.

Therefore, I have long since died to buy the heart of the house, anyway, the house of the house is also enough to live now, the house price rises or falls, for me, the influence is really not big.

No matter how much it falls or falls, I still can't afford it.

Secondly, although my family has some time deposits, but the proportion of assets in my family is very small, so the interest added to it is really very small.

Moreover, most of them have been in existence for one or two years. Some of them even survived before the last rate cut. If they were taken out and then renewed, they would be at a loss.

My family has part of the national debt, there are also some trust products, which seem to have nothing to do with this increase in interest rates.

Most importantly, most of my family's money is invested in fund stocks.

And the effect of raising interest rates on the stock market is quite large.

When the last time the bank adjusted the reserve ratio, the stock market went up.

So I think at least in the short term, the stock market will go up.

Looking at the past more than 10 years, basically, every time the interest rate rises, it is the time when the stock market is rising, and when the stock falls, banks usually reduce interest rates.

I am not learning.

As for