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Shaoxing: Daily Blood Pfusion To Small And Medium Enterprises Twenty Million

2011/11/7 9:58:00 23

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Shaoxing Small And Medium Enterprises "Blood Pfusion" Twenty Million

This is the time for Torreya grandis.

Buy

During the busy season, the agricultural product company of Ji Dongshan has encountered.

capital

The problem of shortage led to the application of a loan of 500 thousand yuan to Huijin small loan company.

In just two or three days, the 500 thousand yuan loan was put into the company to buy the Torreya grandis.

There are 15946 industrial enterprises in our county. Apart from 375 enterprises with annual sales of over 100 million yuan, most of them are small and medium-sized enterprises.

Because of their lack of financial norms and lack of mortgage assets, SMEs have been facing the pressure of financing difficulties.

In particular, since the beginning of this year, the state has adopted a prudent monetary policy. The central bank has raised the reserve ratio of financial institutions 6 times in a row, so that the reserves of financial institutions have reached the highest level of 21.5%.

At the same time, most SMEs are short - term loans ranging from 3 to 6 months. The demand for funds is only about $5. 6 million. Big banks are generally reluctant to do so.

Small county

loan

The company started in 2008, and in October of that year, the Huijin small loan company was formally established.

In July and August this year, Wynn small loan companies and Fubon microfinance companies opened one after another.

Recently, Hualian small loan Limited by Share Ltd and County Sheng Xin small loan company were approved by the provincial finance office.

So far, there are 5 microfinance companies in our county. This is also a financing channel for small and medium-sized enterprises that are currently facing financial difficulties.

According to the relevant regulations, the amount of loans granted by small loan companies is 1.5 times that of registered capital. At present, the total registered capital of 3 micro credit companies, such as Huijin, Yongli and Fubang, which have been opened in our county, are 900 million yuan, which means that 3 small loan companies in our county can issue loans 1 billion 350 million yuan at the same time point.

With the newly approved "Hualian" and "Sheng Xin" two small loan companies registered capital of 200 million yuan, the largest lending capacity of 5 small loan companies will reach 1 billion 950 million yuan.

Although the scale of financing provided by small loan companies for SMEs is not large, Bibi is "timely rain".

From 1 to September, Huijin, Yongli and Fubang 3 microfinance companies accumulated 2967 loans and 5 billion 349 million yuan, equivalent to 20 million yuan per day for 11 small and medium enterprises.