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    Out Of The Cold Winter, Small And Medium-Sized Enterprises Must Rely On Their Own Development.

    2012/3/14 20:56:00 6

    SME Financing Bank

    "For

    Small and medium-sized enterprises

    It will also be a cold winter this year, especially in the first half of the year.

    Zhou Xiaoguang, chairman of the National People's Congress and chairman of Xinguang Holdings Group, said in an interview that it has been more than a month since the end of the year. Over the past month, we feel that the market is not as hot as it used to be, and that it is still at a moderate stage in the second half of last year.


    As everyone knows,

    financing

    Hard to become the biggest stone in the small and medium-sized enterprises.

    The latest report released by the Chinese entrepreneur survey system also shows that most small and medium enterprises believe that loans from banks are "very difficult" or "relatively difficult". More than half of the small and medium enterprises say that funds are quite "tight" at present.


    In this regard,

    Bank

    We should give some support to the fund to ensure the smooth flow of the capital chain of small and medium-sized enterprises.

    Zhou Xiaoguang said, "if we can give small businesses support and support on capital, then it will be able to come out."

    She pointed out that many small businesses still have the ability to innovate, because SMEs have many jobs and involve a wide range of areas, both bosses and technology and market. Therefore, they will focus on this part, have a certain understanding of the market and technology, but lack of capital operation capability and capital operation capability.


    "Enterprises are facing difficulties in seasonal stages. At this time, they need help and help from society, banks and governments, but at other times they rely on their own businesses."

    Zhou Xiaoguang pointed out that the government has no way to help you do the market, the market depends on itself, R & D is also done on its own, and the development of small and medium-sized enterprises depends more on their own development.

    Therefore, in the cold winter of enterprise development, SMEs must do their own innovation and industrial upgrading.


    "To sum up, for small and medium enterprises and small business development, we must first create the environment, including the financial aspects of Taxation, and the 36 one is to release relevant policies as soon as possible.

    Secondly, enterprises should also increase their confidence, so long as they have the courage to face difficulties, they will be able to spend the winter.

    Zhou Xiaoguang said.


    Generally speaking, mass production and simplification of products can give full play to the equipment and technological advantages of huge investments. However, large quantities of single varieties can only meet the needs of some major aspects in social production and people's daily life. When there are individual demands of small quantities, large enterprises are often difficult to satisfy.

    Therefore, in the face of the increasing consumption demand of individuality nowadays, the production of consumer goods has shifted from mass production and simplification to small batch and diversification.

    Although small and medium-sized enterprises generally have the disadvantages of single business and low production capacity as individuals, but on the whole, they have the advantages of large quantity, many points, and wide distribution of industries and regions. They also have the advantages of being close to the market, close to customers and flexible mechanisms and quick response. Therefore, they are conducive to adapting to the diversified and ever-changing consumption needs. Especially in the retail business field, residents' daily sporadic and diverse consumption needs can be satisfied by the flexible service methods of small and medium-sized enterprises.


    Modern technology has two influences in the direction of industrial technology, equipment and product development. On the one hand, it develops towards the direction of large scale and centralization; on the other hand, it develops towards miniaturization and decentralization.

    The miniaturization and decentralization of products provide favorable conditions for the development of small and medium-sized enterprises.

    Especially under the new technological revolution conditions, the founders of many small and medium-sized enterprises are often the scientific and technological personnel or university professors of large enterprises and research institutes. They often set up governors, owners and inventors, and can immediately put new technological inventions into practice.

    Because of this, since 1970s, new technology SMEs have sprung up. They have achieved great success in microcomputers, information systems, semiconductor components, electronic printing and new materials. Many SMEs have grown rapidly to become famous companies in just a few years or more than ten years, such as HP, Microsoft, YAHOO, SONY and Xerox.

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