Industrial And Commercial Bank Of China Hunan Branch Credit Card Loan Balance Exceeded 20 Billion

In recent years, the Hunan branch of ICBC has focused on serving the people's livelihood, constantly improving the credit card service level in response to market demand, and providing a thoughtful, caring and humane card service for our customers.

As of September 20th, the balance of credit card loans of ICBC Hunan branch exceeded 20 billion yuan, a net increase of 3 billion 500 million yuan compared with the beginning of the year. This year, the total amount of credit funds invested by credit card was 59 billion 400 million yuan, which effectively supported the upgrading of consumption of urban and rural residents.

For individuals

The Hunan branch of ICBC has launched a number of special installment businesses for different consumption areas and different consumer groups, such as special installments of car purchase, special installments of special installments, special stages of auto insurance, and so on.

Love, this year, the purchase of vehicle installment pactions increased by 5 billion 60 million yuan, the balance has reached 7 billion 680 million yuan, tens of thousands of families to solve the problem of buying cars but suffering from capital turnover.

In addition, the bank creatively introduced student driving test stages and motorcycle special stages for college students and county rural markets, so that financial innovation can benefit the general public.

At the same time, the Hunan branch of ICBC, jointly catering to restaurants, department stores, education and training, tourism and leisure, electrical appliance businesses and other institutions, has launched various promotional activities periodically to bring benefits to the residents of this province.

For business customers, the Hunan branch of ICBC solves the financing difficulties of small and micro enterprises by tailored to create small and micro credit card companies. It belongs to the unsecured and unsecured micro credit loan products. The bidding is simple, accurate, flexible, and can be used to revitalize small and micro enterprises and reduce the cost.

It has strongly supported the expansion of production and operation of enterprises and truly realized the win-win situation of banks and enterprises.

In terms of security card, Hunan branch of ICBC, in response to the requirements of regulatory authorities, has vigorously promoted IC IC card, upgraded it to the chip card for free, and invested a lot of money to pform POS equipment and ATM self-service equipment, so as to provide customers with a safe and convenient card environment.