How To Make Asset Allocation In Low Interest Rate And Negative Interest Rate Era

Some say that house prices will rise; others say that prices will fall.

True and false, false and true.

The beautiful real estate goes to stock, should be the price drop, the volume rises, the consumer, the real estate business, the government wins more; but we are going through the very bad inventory now, the price rises, increases the lever, the quantity rises first then falls, deleveraging, collapse, loses more.

According to the white paper on Chinese high net worth population released by Hu Run Research Institute, the number of tens of millions of high net worth population in mainland China was about 1 million 340 thousand as of May 2016, an increase of 130 thousand over last year, and the growth rate reached 10.7%. The number of hundreds of millions of high net worth population increased by 89 thousand, an increase of 11 thousand over last year, with a growth rate of 14.1%.

That is to say, one hundred million out of every 1500 people in China are rich.

And I am the most common one among the remaining 1499.

So now I do not have the crazy capital for the property market, but these rich people can, the leader of the Chinese real estate market is precisely these so-called high net worth crowd, they are also have the financial asset and the investment real estate and so on may invest the asset higher social group.

As the leader of the real estate market, the "rampage" in the real estate market is also an important reason for the new round of housing prices soaring.

In China, housing is or has become a pure financial asset. It is a tool for funding games, when the house is completely reduced to

At that time, its volatility will become as fierce as that of securities and commodities, and once the risk is released, the damage will be much higher than the stock market crash.

Such a situation, do you dare to stay in the property market? I will not, the rich will not.

The latest survey shows that the interest of Chinese rich people in real estate investment is gradually decreasing, and the wealth is allocated to other investment fields.

Is this survey true? It is generally correct, because this is a major trend.

In terms of investment and financial management, it is undeniable that the rich will have more information than the poor and judge more accurately. The selling of Li Jiacheng and others may have some implications for you.

In fact, many people in the community are not optimistic about China's property market, though we do not know what the future of the property market will look like.

But from the perspective of rich people's collective choice, it is necessary to be cautious about investing in real estate.

So, since they choose to "escape" the property market, where will they invest their money in the future?

The white paper shows that deposits, real estate and

It is still the preferred investment for the rich, and it is also the most important way to invest and manage money at present.

In particular, before the insurance, Xiaobian participated in several insurance sub company's teams to start the conference. They talked about their achievements in the past year, the analysis of the status quo, and the prospects for the future.

In short, one of the biggest thoughts is that nowadays more and more insurance is being made, and the insurance income is also getting higher and higher.

Now, the proportion of real estate investment held by the rich is decreasing. For them, it is better to hold enough cash flow than blindly enter the market.

The chaos in the property market will be more prudent when it is not clear and can not be seen clearly.

This is the difference between the thinking of the rich and the poor: the rich never act in a hurry, and the poor tend to act blindly because of herd or impatience.

Now there is a good paragraph, the economic situation is sluggish, the rich have no breath on the books, but as long as they sell Beijing's houses, the whole company can turn a profit.

(but then again,

They are already selling houses, will you buy a house? Rich people sell property, but they always have investments. In addition to the above major investment options, where will they go in the future?

The white paper shows that there are probably several options to choose from: securities investment, overseas markets, health, education, philanthropy and so on. I believe that when the rich people of the property market turn their investment direction before, most people will follow suit. Where will China's money go in the future, but at least it will not be gathered in the property market again.