How Does A Receiving Bank Accept Bank Draft?

When receiving bank draft, the cashier of the receiving unit should seriously examine the contents.

(1) whether the payee or endorser is the entity.

(2) whether the bank draft is filled in correctly during the payment period, such as the date and the amount.

(3) whether the seal is clear and whether the stamping amount of the press is clear.

(4) whether the bank draft reconciliation settlement notice is complete and consistent;

(5) the certificate or certificate of the remittance or endorser is correct. The name of the endorser's certificate is in conformity with the endorsement.

Within the amount of remittance, according to the actual requirements, after examination is correct.

The actual settlement amount and excess amount should be accurately and clearly filled in the relevant column of the bank draft and settlement notice (if the actual amount and excess amount are filled in, the red line will be used to delete the whole number, and the correct number and the seal of the unit should be re filled at the top, but only one change is allowed).

The excess amount of a bank draft is returned to the remittance by the issuing bank.

The full amount of bank draft payable should be written on the "excess amount" column with the "0" symbol.

After the completion sum and the excess amount are filled, the payee or endorser will submit the bank draft and settlement notice to the paying bank at the same time. The bank will not accept any lack of any union.

After receiving the bank draft, the payee or endorser who opens an account in the bank will reserve the bank seal, together with the cancellation notice and the two joint account, on the back of the bill to pfer the account to the bank.

Single entry two couplets.

First Union (receipt or collection notification)

The depository bank seals the withdrawal unit to make the collection notice; the second union (income voucher) is the income summons by the Bank of the receiving bank.

Its basic format is shown in table 4-8..

Table 4-8 China bank account receivables No.

Full name of payee

Account number

Bank of opening bank

RMB (capital) $10 billion

Types of receipts the receiver's bank seal

Number of notes

Accounting review by unit supervisor

"Bank draft" and "settlement".

"And after the receipts are sent to the bank for account collection procedures, the finance department shall prepare the receipts for bank receipts according to the original receipts listed in the first joint receipts, including the actual amount of settlement and the invoice stubs, which are returned by the bank.

Borrow: bank deposit

Loan: product sales income, etc.

If a bank that fails to open an account in a bank accepts payment from a bank with a bank draft, it must submit a certificate showing the identity of the payee in the unit concerned, and sign or sign on the back of the bank draft, indicating the name, number and issuing authority of the certificate, so that the settlement procedures can be handled.

Where a cash payer draws cash, a bank draft must have the word "cash" issued by the bank in accordance with the regulations. If it does not specify the word "cash", the cash withdrawal shall be processed according to the relevant provisions of the cash withdrawal by the bank after examination and approval.