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Regional Differential Credit Policy Boosts The Development Of Lanxi'S Textile Industry

2011/9/10 9:45:00 54

Regional Differential Credit Policy Lanxi Textile Industry Development

Not long ago, Mr. Lu, who was engaged in the textile industry in Lanxi, finally got his wish. From the Lanxi branch of China Construction Bank, he obtained 10 million yuan of working capital loans and other financing products, such as the acceptance bill, 20 million yuan, thus filling the capital shortage of the enterprises in the purchase of raw materials and other links.

The textile industry is a key characteristic industry in Lanxi. For many years, many textile enterprises are local.

Economic development

Made great contributions.

In September last year, Lanxi textile industry was recognized by the provincial government as "pformation and upgrading demonstration zone of lump economy to modern industrial cluster". In November of the same year, it was awarded the title of "China textile industrial base city" by China Textile Industry Association.

However, influenced by the current economic and financial situation, many small and medium-sized textile enterprises are facing different degrees of financing difficulties, especially the new loan customers are more difficult to obtain the needed funds from the bank.

In the face of this situation, the Lanxi branch of the CCB has always reflected the local economic characteristics of Lanxi. Through efforts, the CCB general bank gave Lanxi "cotton, chemical fiber textile processing industry" the regional differential credit policy in April last year, giving priority to the high quality textile enterprises in Lanxi.

Credit aid

。

The Lanxi branch of CCB estimates whether an enterprise can be listed as a support object from the aspects of enterprise production technology, asset liability ratio and past credibility.

Through this policy, the bank has further increased credit support to local high-quality textile enterprises.

Since last year, the bank has

Textile industry

The new credit investment amounted to 360 million yuan, benefiting 44 textile enterprises, including 9 large and medium-sized enterprises.

Lanxi branch of CCB indicated that they will continue to implement regional differential credit policy, support the rise of local textile industry in pformation and upgrading, and win more survival and development space for enterprises.