Watch Out For Three Types Of Financing Fraud

The first category is to invest in the name of investment, and to pay all kinds of inspection fees, project fees and deposits.

These costs range from tens of thousands of dollars, hundreds of thousands of yuan to more than 100 million yuan, and all enterprises are required to pay for them before they can help finance.

"Regular private equity fund companies have their own management costs. When they decide to invest in a company or incorporate a company into the inspection area, they will pay their own travel expenses, management fees and hire third party organizations for due diligence.

Companies that make excuses are often not regular investment companies.

Jiang Hua said, "at the same time, in the limited partnership PE, the fund manager is GP (general partner), so the financing enterprise can not save luck, feel that small favors can let these people invest tens of millions of yuan funds to you.

Because investment has its own money, he will be very careful to control risk, "giving money" is often counterproductive.

The second category is the collusion of third party organizations to defraud.

The investment company itself does not charge any fees, but in the course of investment inspection, it will say: "the project is still good, but it needs packing and planning. It is necessary to find a designated intermediary to make a business plan, or to find a certain accounting firm or an evaluation institution for financial treatment and evaluation."

After the enterprises pay money to these intermediaries, the intermediaries will be divided into investment companies. After that, the investment companies may make investment plans disappear for a variety of reasons.

The third category of the company is using the national financial policy to provide enterprises with large deposits, bank guarantees and other ways to help enterprises to make loans.

The agreement provided by a fake investment company generally stipulates that after the bank guarantee is issued and approved by the project bank, the project owner must pay all the handling charges at once, and require that the project bank must lend for a maximum of two weeks in a week, and if it fails to lend, it will not take any responsibility.

Jiang Hua said.

However, in fact, the trap of large deposit certificates and securities mortgage loans is the time difference, that is, when the investors give the financing parties effective time, the approval procedures of the higher level departments of banks can not be completed at all, so that the investors will eat the margin of the advance payment of the financing parties openly and openly.

Jiang Hua reminded, "in the absence of relevant legal supervision in the field of property rights investment in China, some of these deception means can be appealed to the law, but some are playing the edge ball, and enterprises are hard to trace.

Therefore, it is necessary to remind enterprises interested in financing to be vigilant at the very beginning.