• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    Small And Medium Sized Shoe-Making Enterprises Are Facing The Test

    2008/7/15 15:41:00 7

    Small And Medium Sized Shoe-Making Enterprises Are Facing The Test

    Because of monetary tightening and other reasons, the Chinese economy is facing difficulties. The manufacturing enterprises in the eastern part of China are falling down, and the financing environment of small and medium enterprises is 6% per month, which becomes the noose of China's manufacturing industry.

    At present, the Chinese economy at the crossroads is an opportunity for our monetary policy to be liberalized. Continuing to stick to the current monetary policy will make China's economy go into recession.


    In order to alleviate the financing difficulties of small and medium-sized enterprises, the relevant parties are encouraged by documents.

    The central bank and the CBRC issued a request that banks should maintain their support for SMEs.

    But when the credit crunch evade risks is the first meaning, banks can not relax their qualification requirements for SMEs.

    It is also reported that from July this year, Zhejiang will gradually carry out pilot projects for small loan companies. After the first batch of small loan companies are audited and registered in accordance with the law, the small loan business will be officially launched in early September.

    This does not mean that the arrival of private banks in spring is not the beginning of the legalization of underground banks. It is the promotion and management of rural microfinance, which is a non-governmental financial capital.


    Microfinance can solve the financing problem of some small and medium-sized enterprises, but it can never solve the financing difficulty fundamentally.

    At present, the problem in China is not the shortage of funds, but the rising panic in the civil interest rate caused by the administrative freeze. The cost of corporate financing has become an unbearable burden and has become the gate of China's economic development.


    It is reported that, according to the actual situation, raising the registered capital of a small loan company and establishing a limited liability company shall not be less than 50 million yuan (less than 20 million yuan in less developed counties), and the establishment of a Limited by Share Ltd shall not be less than 80 million yuan (less than 30 million yuan in less developed counties).

    During the pilot period, the upper limit of registered capital was 200 million yuan (less developed counties at 100 million yuan).

    Like the rural microfinance pilot, microfinance companies have been severely regulated.

    The loan interest rate of a small loan company shall not exceed the upper limit prescribed by the relevant departments. The decrease is 0.9 times that of the central bank announces the benchmark lending interest rate. At the same time, the small loan company shall not carry out any form of internal and external fund-raising and attract public deposits, and insist on issuing loans according to the principle of "small sum and decentralization".


    Microfinance companies, rather than the government's attempts to release private financial companies, are rather hard efforts of the government to manage private capital, but it is difficult to control private capital.

    In terms of interest rates, the current private credit market interest rate has reached a high level. In Beijing, mortgage loans to private lending companies are usually 8%, with an annual interest rate of 96%.

    At present, the central bank stipulates that the benchmark interest rate for a one-year loan is 7.47%. The interest rate of private lending companies is 12.85 times that of the benchmark interest rate. Most of the private interest rates in Wenzhou and other places are at this rate, and the monthly interest rate reaches 6% and 8% respectively.

    Just imagine how private capital can give up such a high interest rate instead of setting up a microfinance company to be controlled by others.


    Is the interest rate rising sharply unfairly?

    Error is the result of increased credit tightening and real economic risks.

    According to a series of recent reports of CCTV's "economic half-hour", such private manufacturing enterprises such as Zhejiang, Wenzhou, Jiangsu Wujiang, Fujian Jinjiang and Guangdong Dongguan are facing the pain of death and bankruptcy.

    Located in the southernmost Taihu basin of Jiangsu Province, Shengze Town, Wujiang, is one of the four largest silk cities in China, which is one of China's most famous silk cities. It is also known as Suzhou, Hangzhou and Huzhou. Miu Hangen, vice president of the local textile industry chamber of Commerce, said that hundreds of enterprises have been shut down.

    According to the official statistics of Jinjiang, China's footwear capital, in the first quarter of 2008, 309 of the 712 taxpayers of the shoemaking enterprises in Jinjiang had 309 National Tax warehouses declining or zero warehousing, down by 32 million 770 thousand yuan compared to the same period last year, and 40% in the same period. The situation in Wenzhou is very similar, and the manufacturing industry is facing severe tests.


    In the financial sector, the uncertainty of loans increases and the risk of bad loans increases.

    The real economy is facing a series of problems such as rising raw materials, rising RMB exchange rate and export tax rebates. These risks are reflected in the financial market through the rise of credit prices. Financial institutions can make up for risks and gain profits even if there are individual bad debts.


    The rise in private interest rates is the result of the bank credit crunch and the decline of the real economy. Now the central bank is trying to control the interest rate of private lending, in fact, it wants to shift the negative effects of policies to all financial institutions, and it will surely be rebounded by the market.


    From a certain level, the credit policy is an incentive mechanism. Through the rise of credit prices, we can select high-quality enterprises that can be tested by credit price, and set up an internal market screening mechanism through financial liberalization.

    At present, the practice of tighten credit in an all inclusive way, even with window guidance, is a failure to pass most enterprises' examinations. China's current credit and one size fits all interest rate policies have become a model of wrong incentives.


    At the critical moment of the turning point of our economy, the parties concerned must change the incentive mechanism, give banks a certain interest rate autonomy, relax credit at the same time, give manufacturers a breathing space, cooperate with monetary policies and fiscal policies, and help Chinese enterprises to pass the barrier.

    • Related reading

    Quanzhou Shoe Making Enterprises Solve New Problems With New Ideas

    News and information
    |
    2008/7/15 15:41:00
    9

    Singapore'S Huanglong Shoe Industry Is Attacking Taiwan'S Elite Women'S Shoes Market. Singapore'S Huanglong Shoe Industry Is Attacking Taiwan'S Boutique Women'S Shoes Market.

    News and information
    |
    2008/7/15 15:40:00
    5

    Wenzhou Shoe Making And Other Industrial Clusters Are Facing Challenges And Opportunities.

    News and information
    |
    2008/7/15 15:40:00
    9

    Footwear Enterprises Lining Anta Olympic Stocks Optimistic About July Rose More Than 18%

    News and information
    |
    2008/7/15 15:40:00
    5

    Quanzhou'S Multiple Advantages Promote The Development Of Shoemaking Industry

    News and information
    |
    2008/7/15 15:39:00
    18
    Read the next article

    The Red Dragonfly Protects The Integrated Sales Mode By Law.

    The Red Dragonfly protects the integrated sales mode by law.

    主站蜘蛛池模板: 亚洲欧美中文日韩v在线观看| 日韩欧美国产高清在线观看| 女人张开腿给人桶免费视频| 变态调教视频国产九色| 中文字幕乱码中文乱码51精品 | 精品乱子伦一区二区三区| 欧美一级黄色片视频| 国产精品国语自产拍在线观看| 亚洲国产精品一区二区久久| 18禁强伦姧人妻又大又| 欧美亚洲第一区| 国产成人精品999在线观看| 久久精品国产亚洲一区二区 | 老子影院理论片在线观看| 成年美女黄网站色大免费视频 | 青梅竹马嗯哦ch| 收集最新中文国产中文字幕| 又黄又爽又猛大片录像| а√最新版地址在线天堂| 男人j桶进女人p无遮挡在线观看| 夜夜夜精品视频免费| 亚洲欧美另类第一页| 四虎1515hh永久久免费| 日韩欧美在线观看视频| 国产一区二区不卡老阿姨| 三级毛片在线播放| 爱情岛论坛亚洲品质自拍视频网站| 国产麻豆剧传媒精品网站| 亚洲伊人久久精品影院| 黄色永久免费网站| 成年美女黄网站小视频| 人妻av一区二区三区精品| 2018中文字幕第一页| 日韩视频在线免费观看| 国产MD视频一区二区三区| tom39你们会回来感谢我的| 欧美精品在线观看| 国产小视频在线免费| 一级片一级毛片| 欧美特黄三级在线观看| 国产在线视精品麻豆|