The Financial Plan First Establishes The Phased Target &Nbsp, And At The Same Time Random Changes.

Mr. Zhou considered his family at the beginning of his life.

Usually,

The easy way is to establish a phased goal.

Life at different times has different focus of life. For example, Mr. Zhou, 30 years old, is imperative to implement the plan of "making people". After the birth of the baby, the couple will go through a long and painstaking process of raising their children. During this period, there will be various new situations emerging. With the birth of the child, maybe the elderly from both sides need to come to Shanghai to help one another. Not only will the family cost greatly increase, but also new housing demand will be created.

By the time the child is older, the task of caring for the elderly will follow, and the focus of family life will follow.

Therefore, life is difficult to determine the ultimate goal, everything will change. Similarly, financial management must also be random.

For Mr. Zhou, who lacks time and financial knowledge, job hunting is still the focus of their husband and wife. Financial planning can determine the proportion of storage according to the actual consumption level. This money can be invested in the fund, and it may not necessarily be that the pension fund is so fine. It is based on the phased goals in life, and goes forward one by one.

In fact, the baby is not yet born, it is in the formulation of the education fund reserve plan. Isn't it funny? At any time, life is the first priority. Financial management is subordinate to the needs of life. Don't spend money on financial management and affect normal life.