Online Banking Transfer Fees Rose &Nbsp; Customers Three High Strokes Bypass Fees.

Counter Transfer accounts The charge is high, and the ATM service charge has gone up. It has always been known as "cheap" online. Bank Fees are also rising. Reporters learned yesterday that in order to avoid Internet Banking The transfer is "up", and some citizens have come up with various tricks to bypass the charging items, and are drying them out on the Internet for everyone to share.

　 A clever way to use third party accounts

Through Taobao network Alipay or pat the net money Fu Tong and other three party accounts, we can achieve free and free allocation of free capital.

Take Alipay as an example, borrowing the "I want to pay" and "I want to receive" service between Alipay accounts, basically realize the daily transfer remittance cost.

According to the introduction, consumers can register two Alipay accounts free of charge in two mailboxes (hereinafter referred to as A accounts and B accounts) and authenticated by Alipay's real name. Then login Alipay website, recharge the value of a bank account through Alipay's recharge function, recharge it to A Alipay account, and then recharge the A Alipay account through the "I want to pay" function directly to the B Alipay account, and finally withdraw the money from the B Alipay account to another bank account through the "cash in" function, generally 1 to 2 working days.

　 Method two transfer with free card.

Even if the same bank has different bank cards, the fees charged are different. Interbank transfers can be achieved through free cards in each bank.

Miss Chen has two bank cards of Everbright Bank (601818, stock bar), one for sunshine, and one for deposit and loan. "Because the deposit and loan card can be first consumed by credit card, then automatically repaid through the savings account, so I put most of the money on the deposit and loan card." Miss Chen introduced.

Coincidentally, Mr. Gu also adopted the same way as Miss Chen, through his two agricultural bank cards in real time, to enjoy free transfers to him. The reporter understands that many banks have preferential treatment for certain card types, and the public may wish to pay more attention to this type of card.

　 Method three deposit credit card credit card consumption

In addition, the public can also transfer the funds in the debit card to the credit card through online payment of the website, so as to achieve free "turnover".

It is understood that at present, China UnionPay online payment website, fast money network, La Carla and other three party payment platform, can achieve credit card free transfer repayment.

Take the online payment website of UnionPay as an example, users only need to register on the China UnionPay online payment website, bind the debit cards used for repayment, and interbank repayment of other bank credit cards through debit cards of different banks (the need to enter the debit card password). In this way, we can avoid the rush of monthly bills day at bank outlets, and at the same time, we can also ensure the security of repayment.