Inflation Prevention Also Needs Three Tips: Hard Currency To Make The Most Valuable Investment.

Money is an indispensable part of life, but money is only a tool for life. Who can count the amount of money in a digital sense? Recall the past life, which can touch us is the memory of "how the days are getting along". In fact, life is more about money related knowledge. A trip, an educational opportunity, a thousand miles of friends, a family migration, etc., though with money, and Investment But these are by no means a little more action for money alone. As someone has said, if you just want to make more money, you may have a simpler way to go. Why not go forward simply? Because everyone has a dream in his heart, and money is only derived from dreams. Is that too high? But after a lot of hard work, I think about life, but it is true.

　　 inflation Don't panic. As long as we have walked past in the past, there will be a way to resist it.

　　 Hour worker Aunt and I talk about CPI

A few days ago, I asked my home time worker to help me with my room, and a red envelope suddenly appeared on the bottom of the drawer. It turned out that five years ago, when the cousin of Hongkong married, the Hongkong Mei Xin cake gift coupon was originally thought to be out of date. I think that this gift voucher can lead to a dozen of hearts. The price of five years ago can not be compared with that of the present. My Zhang Li cake coupon is not only useless but also "added value".

Although the amount of the cake coupon was not high, it really made me feel very happy. Unfortunately, Hongkong is too far away. If Shanghai's veteran moon cake manufacturer or bakery has such a "permanent" coupon, I will definitely buy a thick stack and buy futures hedging.

My husband told me happily last month that his car wash card also appreciated. Last year he went to the car wash shop to sell him a car wash card, the original price of 10 yuan per time car wash service, buy 100 yuan card can wash 15 times, according to the calculation, he bought cheap. But it's a little far away from home. It has only been used three times so far. When he went there last month, he found that it had gone up to 15 yuan, that is to say, his cost last year was only 6.66 yuan.

So, I started to think about what else to store, preferably not. A friend of mine who opened a restaurant hoarding a lot of famous wine such as Moutai, Wuliangye and so on, filled up a room. I didn't have such a big place. It is not easy to think of a dolphin family. If the card sold by a small businessman fails, it will lose its value even if it fails. Hairdressing and hairdressing cards will only count the amount of money. After that, a price increase will not be worthwhile. Instead, it will be caught by smart shopkeepers. Later, I also want to understand that it is equal to earning money by walking on both legs, and saving money is equal to making money. I began to dispose of my daughter's discount clothes everywhere. Even though she is only three years old, I still bought her a lot of primary school wear. Anyway, playing seventy percent off super cheap, the classic children's clothing style is not easy to be eliminated.

Think of what has gone up over the past few years, and money is becoming more and more forbidden. Take the time worker I asked for, five yuan an hour 8 yuan, now at least 12 yuan bottoming up 50%. Moreover, in the first two days, aunt Zhong was talking to me about what CPI was doing, which I knew better than I did. I said with all my strength that everything was going to go up next year, and it seemed to be in the open again. But my own salary increase is not so great. If I go up to 20 yuan per hour, I am afraid I can only do it myself.

　 First, old furniture is my home's "hard currency".

I have a good friend who is single. He loves nothing but painting and calligraphy. I am glad to be depressed and sit on his house. He never talks much. He always shows his treasures and appreciates them while I am drinking tea. Once he went to his house before the Spring Festival, he put a very dazzling coffee table in the living room, with a few parabola on the sides and five feet in 45 degrees, with a beautiful curve and a deep glossy glow. God, where did he come from? He was proud to say that he had come from an old man selling oil painting, and if I liked it, he would give me a new year's gift.

I move home the tea table for a few days during the Spring Festival, and I love it more and more. Perhaps I am careful, I think that furniture can be used any more equipment, look at the big family in the past, it is not the furniture full of bright eyes, my father talked about the copy of the furniture handed down for generations, the pain in my heart, I now have the condition to buy some back to let him raise eyes is also filial piety. In this way, I fell in love with old furniture.

Art is interlinked. My good friend doesn't collect furniture, but he has a lot of opinions on furniture. I often go to him to compare with him. What's more interesting is that he has many friends in the collection circle and collectors of furniture. Now he has become a friend of mine. One of them is Taiwanese who produces and distributes sanitary ware. His factory in Pudong can be described as "doing nothing". The office buildings are full of old furniture from everywhere. I have chosen several pieces from him to go home, but he is greedy and asks for a high price. I like it again and I don't want much.

Now, the price of old furniture has gone up. How much has it gone up? I really don't know. 50% is always there? And, as I get more and more furniture, my home is getting more and more crowded. I bought a big house 3 years ago, and now the house price should be doubled. I am very satisfied, this is called "no intention to insert willow and shade". Old furniture is my hard currency against inflation, which can be passed on to children in the future.

　 Second, nothing is more worthwhile than investing in yourself.

The cost of reading has really risen in recent years. Careful calculation is not much less than a house. In 2011, the tuition fee of MBA in the prestigious school was up to 40%. Among them, Tsinghua University and Peking University raised 60 thousand yuan and 40 thousand yuan respectively in the most popular MBA projects. I used to read MBA for nearly 100 thousand yuan, and I thought it was very expensive at that time. Now the good is nearly 200 thousand. Last week, the cost of undergraduate tuition rose from 3290 to 9000 in Britain. Late reading is not as early as reading, read out earlier, raise human capital earlier and recover the cost earlier. Wall Street English and EF training institutions have also risen in price over the years. If you have a fluent English, you will have more chances. The cost of education and training is a hard currency.

Health investment has been recognized by most people. It is healthy to eat. Regular consultation for physical examination seems to cost money, and actually prevents it from happening.

Although many people do not agree, tourism spending is also a hard currency in my eyes. Watching money actually has great influence on people. A change of conception will affect the direction of life, but it doesn't know when and where to trigger.

If there is anything more worthwhile than investing in ourselves, it is the warmth between people and people. In the end, nothing can be taken away. Only the warmth between these people is the highlight of life.

　 Third, inflation should not be blindly pursued or hoarding.

When I went out, I saw many things go up. I bought breakfast in the morning. I went up to 8 yuan in the two corners of the rice cake, and I bought lunch at noon. One yuan and two yuan became a dollar, and I wanted to buy snacks at night. As a result, only 13 yuan a kilogram of peanuts last month mentioned 15 yuan.

The media said many people are stockpiling goods now. I remember in the 90s of last century, too many people in Shanghai came to the store to grab a large pile of paper and pile it at home. The funniest thing was that the mother of a friend of mine had just split a house and gave his son, who was 23 years old, who had no love at that time, and bought a lot of furniture and household appliances. When I visited his house, I found two rooms, one of which was full of furniture, TV sets, refrigerators and washing machines.

It seems that after 7 years, the son finally got married. When he finally talked about his mother's affair, he cried and laughed. His son bought a new house to move out. When furniture passed by 7 years ago, the furniture was sold to the old collector. Although it had never been used, the TV mother stayed, and the son took only the fridge and washing machine.

So when price rises, passive buying is actually a blind thing.

Money management is necessary, but financing is not as simple as saying, "you must manage money." 10 years ago, you bought a house and appreciated, but 10 years ago, you changed the renminbi into US dollars and thought that you could keep it.

The world is changing fast. The first two years of the financial tsunami came and you didn't dare to spend money. Now you find that money is not worth the money. Looking for the hard currency in the future may be a problem for most people, but life and financial management should not be passive. Gold is rising and rising. Why do you have to buy it? Many ST stocks in the stock market are still lingering, so you can buy some; you have to buy more daily necessities, but you can buy another way to buy online. {page_break}

Education investment equivalent value

About five or six years ago, my classmates and my husband worked for three or four years, met the so-called "bottleneck period", busy every day, very hard, but also did not see any very clear prospects.

After several studies, they made a decision: their husband resigned and read MBA. This means that in the year, her husband's salary in the top 500 foreign companies is gone, and she is the only one who supports her family by herself. Moreover, the tuition fee for this year needs one hundred thousand, which is almost all their savings in the past few years.

That year, their days were really tight. At that time, the housing loan had not yet been paid off. Besides paying the loan, the wages were also responsible for the food and clothing of a family. Those who used to go out to play were afraid to go out to play, cooking at home every day, and even buying new clothes. Schoolmate's husband reads very diligently, every day is busy, many nights are deep at night are still busy doing the homework.

Soon, a year later, her husband, MBA, graduated from college. With excellent results, he successfully stepped into the financial industry he had been looking forward to, and paid twice as much as before reading. As her husband's work entered the state, their life gradually changed, from the original small embarrassment completely out. Of course, it does not mean that we are rich now, but we don't need to calculate the money of eating and buying clothes as before.

Sometimes I wonder if their initial one hundred thousand yuan is not for educational investment, but for stocks or other assets. Maybe it will make some money, but I'm afraid it's hard to change life so profoundly.