Passengers Should Guard Against "Hollow Policy".
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The purchase of aviation accident insurance has become one of the necessary procedures for many consumers before taking the plane, but the Consumer Protection Committee of Shanghai recently issued a consumer warning that air passengers should be cautious.
Hollow policy
"Otherwise, in case of accidental injury, the insured will probably not get any compensation.
Not long ago, 8 Jiangsu tourists traveled by plane from Shanghai Pudong Airport.
Before boarding, they purchased air accident insurance at 3 different insurance companies at the airport. They just confirmed the name of the insurance and then set off on board.
But when they finished their journey, one of the passengers was surprised to find that in the 8 policy, 3 policyholders' identity card numbers were wrong, the other 5 policies, the ID card number of the applicant was blank, and the names, contact addresses and other columns of the beneficiary were blank.
"We take this" hollow insurance policy "boarding, if there is a real accident, you can not claim to the insurance company!" 8 passengers can not help but feel afraid.
In fact, this "hollow policy" is not uncommon.
Shanghai Consumer Protection Committee consumer guidance experts said that for a long time, most of the sales of aviation casualty insurance were sold by the sales point according to the name and flight information of the flight crew, the computer print insurance policy, the original to the passengers, the sales point and the insurance company respectively keep a policy stub.
According to the regulations, the insurance policy should record the identity card number of the applicant and the relevant information of the beneficiary.
But in practice, because of the lack of professional knowledge of consumers, some salesmen are "troublesome". The name, flight number and flight date are usually printed on the policy, and the rest information is often not filled.
Shanghai Consumer Protection Committee therefore issued a consumer warning, passengers must take a careful look at every airline accident insurance policy.
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