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    What Is A Negative Weng?

    2010/12/29 13:40:00 52

    Negative Weng Property Market Media

      

    Spend-more-than-earn

    Spend tomorrow's money


    Hongkong,

    Property market

    After the bubble burst, people who discovered their real estate turned into negative assets overnight were called "negative Weng" by the media for the first time.

    There are also a group of "Weng Weng" in today's cities.

    savings

    Not many, buying houses and cars, but owning huge debts, such a group is becoming bigger and bigger.

    Compared with the frugality and miserly of many rich people, they can be much more handsome. Anyway, this society is a society that consumes money ahead of time. Today we can spend tomorrow's money. Why not spend it?


    The principle of "living within our means" is the policy of the older generation.

    The former is very practical, and the latter sounds very natural.


    This is an era of advanced consumption. We dabbed in advance to live in the house and opened a car, though shoulder hundreds of thousands or even millions of debts.

    The data of banks show that consumer loans currently account for less than 10% of the credit business, but an indisputable fact is that the "negative Weng" that we have lived on the "well-off life" in advance by loans is more and more, though they also experience various troubles in life.

    Many times, this concept has become a conscious action guideline for many young people.


    Because of the credit crisis caused by the excessive application of credit, if the mortgage system has not changed, or the bank's warning line has not risen, and at the same time, the public's credit consciousness and payment ability can not keep up. The debt problem of individuals and families is constantly developing and accumulating, which will inevitably lead to difficulties in bank payment, and the asset liability ratio is getting higher and higher, causing many new legal problems, and the new round of enforcement will be more difficult.


    "Negative Weng" is an important force in social development.

    They are "negative Weng" in terms of money and a responsible "negative Weng" in terms of social responsibility.

    They can see the stability and social development of the country, and have confidence in themselves and the state.

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