Look At The Investment Treasure Of The New Workplace: Fixed Investment Fund And Regular Life Insurance.
Every September is the beginning of college graduates entering the society. As a person Workplace How do new people accumulate quickly? wealth To grasp the opportunity of nuggets is the topic of greatest concern. Compared with an enviable job, the moonlight tribe has the ability to be unsuitable, and the "money" is the last laugh. Today, let's talk about how to quickly upgrade to become a new millionaire after the stock index breaks through 5000 points.
For fresh graduates who just graduated, to start work means to really get into the accumulation and growth of wealth.
In order to shoulder the responsibility of supporting the family in the future, boys need to increase their wealth rapidly, and girls need to invest steadily to realize various kinds of protection for the future. As long as we keep in mind the know-how of "increasing investment ratio", we can grasp many opportunities for nuggets.
Workplace Investment Planning
In the face of increasingly fierce job search wars, a promising job is the main source and important starting point for graduates' future income. Therefore, for a new job man who has just entered the society, the most important financial planning is not to think about how to use the earned salary to "snowball", but rather a whole career design -- gradually improving work income through perfect career planning, which is the fundamental of financial management, and is also an important embodiment of the financial planning of the new job in the workplace.
Therefore, financial planners suggest that graduates first have to think carefully about their career goals and implementation methods and start from at least 10% of their monthly income to their own charging and career investment. The ultimate goal of such an investment is not to gain profits, but to lay a more solid foundation for the whole life.
Boys are not afraid of venture capital.
Zhang Ning is a big boy who has just set foot on his job and has a monthly salary of 4000 yuan. He asked about his financial goals. He insisted firmly that he should buy a car and buy a house and become a family to support his family in 5 years. Ambitious college students such as Zhang Ning are not in the minority. However, in order to face such a life goal, everyone should not only work hard, but also need to learn to use investment means to achieve it.
Financial planners suggest that Zhang Ning can first save every month of September every year as college graduates enter society. As a new person in the workplace, how to accumulate wealth quickly and grasp the opportunity of nuggets is the most concerned topic. Compared with an enviable job, the moonlight tribe has the ability to be unsuitable, and the "money" is the last laugh. Today, let's talk about how to quickly upgrade to become a new millionaire after the stock index breaks through 5000 points.
For fresh graduates who just graduated, to start work means to really get into the accumulation and growth of wealth.
In order to shoulder the responsibility of supporting the family in the future, boys need to increase their wealth rapidly, and girls need to invest steadily to realize various kinds of protection for the future. As long as we keep in mind the know-how of "increasing investment ratio", we can grasp many opportunities for nuggets.
Planning for workplace investment
In the face of increasingly fierce job search wars, a promising job is the main source and important starting point for graduates' future income. Therefore, for a new job man who has just entered the society, the most important financial planning is not to think about how to use the earned salary to "snowball", but rather a whole career design -- gradually improving work income through perfect career planning, which is the fundamental of financial management, and is also an important embodiment of the financial planning of the new job in the workplace.
Therefore, financial planners suggest that graduates first have to think carefully about their career goals and implementation methods and start from at least 10% of their monthly income to their own charging and career investment. The ultimate goal of such an investment is not to gain profits, but to lay a more solid foundation for the whole life.
Boys are not afraid of venture capital.
Zhang Ning is a big boy who has just set foot on his job and has a monthly salary of 4000 yuan. He asked about his financial goals. He insisted firmly that he should buy a car and buy a house and become a family to support his family in 5 years. Ambitious college students such as Zhang Ning are not in the minority. However, in order to face such a life goal, everyone should not only work hard, but also need to learn to use investment means to achieve it.
Financial planners suggest that Zhang Ning save the monthly savings as a one year term deposit, so that no matter which month the money is spent, it can take out the deposits that expired in the current month, which can not only accumulate funds, but also cultivate financial awareness. In addition, Zhang Ning can also consider investing in assets such as treasury bonds, new stocks and other low risk items with high returns. After accumulating wealth for a period of time, we can try to invest 70% of assets in high-risk investment, and the remaining 30% will be used for conservative investment.
Girls keep in mind the value of assets.
Xiaoya was lucky to find a well paid foreign company after graduation. Although she didn't enter the office for a long time, she had accumulated tens of thousands of personal deposits. However, Xiaoya is a girl who has a sense of financial management. She thinks that simple deposits can no longer withstand the risk of inflation, hoping to achieve real value preservation and appreciation through some investments.
For Xiaoya, who has stable income every month, after setting aside a living reserve fund, a portion of the fund will be invested every month to make sure that the value and value of assets can be guaranteed. Generally speaking, fixed investment fund and regular life insurance are good choices. Besides, RMB financial products are also important investments she can consider. These low threshold but easy to achieve investment objectives of investment, as long as we insist on carrying out, also can get unexpected returns in a certain period of time.
Funds are deposited in a one year term deposit, so that no matter which month it is urgent to use money, it can take out the deposits that expired in the current month, which can not only accumulate funds, but also cultivate financial awareness. In addition, Zhang Ning can also consider investing in assets such as treasury bonds, new stocks and other low risk items with high returns. After accumulating wealth for a period of time, we can try to invest 70% of assets in high-risk investment, and the remaining 30% will be used for conservative investment.
Girls keep in mind the value of assets.
Xiaoya was lucky to find a well paid foreign company after graduation. Although she didn't enter the office for a long time, she had accumulated tens of thousands of personal deposits. However, Xiaoya is a girl who has a sense of financial management. She thinks that simple deposits can no longer withstand the risk of inflation, hoping to achieve real value preservation and appreciation through some investments.
For Xiaoya, who has stable income every month, after setting aside a living reserve fund, a portion of the fund will be invested every month to make sure that the value and value of assets can be guaranteed. Generally speaking, fixed investment fund and regular life insurance are good choices. Besides, RMB financial products are also important investments she can consider. These low threshold but easy to achieve investment objectives of investment, as long as we insist on carrying out, also can get unexpected returns in a certain period of time.
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