Financial Planner: Market Shock Investment Opportunities &Nbsp; Gold Prices Can Be Profitable.

Market situation

Zhang Xiong, chief designer of GF's gold business products, analyzed that as of December 30, 2010, the total investment return of the Shanghai composite index was -14.08% and -47.55% for one year and three years. The total return on investment of the Shenzhen composite index was 5.88% and -12.85% for one year and three years respectively.

Over the same period, international spot gold has a total investment return of 29.17% and 69.29% over one year and three years.

"Investment is worth keeping, gold is in the way". Gold value is relatively stable. It is an important tool to hedge inflation and hedge.

Since 2010, the international gold price has continued to rise due to the impact of the euro zone sovereign debt crisis and the launch of the second round of quantitative easing monetary policy in the US.

Morgan Stanley and Goldman Sachs expect gold prices to continue to rise in 2011.

Investment suggestion

Try T+D short when you fall.

GF gold investment experts said that although the long-term trend, gold prices are generally higher and stronger than the market, but investing in gold does not mean "insurance".

This year, the recession of the global economic rebound brought about a decline in gold in the near future.

As long as they are investment goods, they will not go up and down, and so is gold.

At present, gold prices are at a historical high level, and the risk of profit taking and downgrading is very large. Investors should have a sense of risk.

Wang Xiaomeng, chief foreign exchange analyst at Beijing branch of China Merchants Bank, said that for individual investors, they can choose to participate in the gold extended trading (gold T+D). If the short sale of gold is used, we can also benefit from it.

At present, many banks in China provide channels for customers to enter the stock exchange, such as Xingye Bank, Guangdong Development Bank and so on.

For the professional investment speculators who are rich in experience and eager to get higher returns, the spot postponed products of Shanghai gold exchange are less expensive than other similar products, and the capital utilization rate is high. As long as we can master the trading rules and control investment risks effectively, we will have the opportunity to gain profits both in the long run and in the short term. The gold T+D business has become the king of domestic gold investment products.

In addition, the development speed of silver T+D is very fast, and it is worth investors' attention.

Gf's gold experts remind investors that although there are more opportunities for gold to postpone business, postponed business is a high risk and high yield investment product, which requires higher investment and risk tolerance for investors. Investors should strengthen their own ability training, gain information from various sources, strictly control risks and operate prudently.

Comparison of gold investment products

At present, the domestic gold investment market has gradually improved, and there are many investment channels at all levels. The gold investment experts of Guangdong Development Bank have their own characteristics, and investors can choose their investment according to their actual conditions.

gold futures

Gold futures is a futures product launched by Shanghai futures exchange. Margin trading is characterized by high risk and high return.

This kind of product has higher requirements for investors' personal quality and is more suitable for institutional investors with strong risk tolerance and certain financial strength and professional ability.

Reminder: this type of business pactions are relatively simple, and individual investors are not allowed to participate in physical delivery, which is very inconvenient for individual investors to participate in gold futures trading.

Gold spot

The spot and spot extension of gold is a gold investment product launched by another Shanghai stock exchange, the Shanghai gold exchange.

The product is serialized, suitable for investors with large idle funds to invest in value preservation. Individual customers are free from warehousing charges and do not need to take delivery of their own products.

The gold spot delay business can be used to make and sell short, both personal and corporate customers can choose physical delivery.

Reminder: this breed is suitable for individual investors with strong risk tolerance and certain financial strength and professional ability.

Physical gold

Physical gold includes gold ornaments, commemorative gold coins, physical gold bars and so on.

Reminder: high paction costs.

Take gold jewelry as an example, the counters at a gold shop usually increase by more than 30 yuan per gram, and cash liquidity is poor.

In the process of recycling, it usually faces the pressure of the recovery agencies to reduce prices, and the cost of realisation is high. In addition, this year, several well-known brands of gold shops in China have launched a shortage of gold content, and the purity of physical gold is relatively lacking.

Paper gold

The paper gold operation of the major state-owned banks is relatively simple, and the investment starting point is low, which is more suitable for the investment of primary investors.

Reminder: the obvious drawback of paper gold is full paction, one-way operation, and can not extract physical objects, compared with other field gold trading products, the offer is at a disadvantage.