Where To Go To Raise Interest Rate Family Finances?

The first working day of the year of the rabbit raises interest rate policy.

Dividend insurance is suitable for financing in the era of inflation.

It is understood that in China, most of the insurance funds are invested in various kinds of bonds and large scale agreement deposit projects to support the national development plan, and the proceeds from the increase in interest rate policy will certainly go higher.

China Ping An, with its comprehensive financial advantages, is also expected to follow the lead in the combined operation of multi channel investment channels and dividends and universal insurance.

Therefore, in the severe inflation situation in 2011, the function of asset maintenance is obvious.

According to the company's staff, Ping Jin Yu life insurance (bonus type) has the following four advantages: first, short-term payment, rapid accumulation.

It only takes 5 years to complete this financial plan, which is one of the lowest dividend payment products in the market at present. Two, life long, long term return.

Every 60 years before the age of 60, the living fund is returned from the age of 60, and the cash flow continues to enjoy life.

China Ping An continues to win the first place of "the most sustainable investment value listed company". Its Ping An Asset Management Co is once again selected as the "Asia Top 100 asset management agency". Customers can enjoy the steady dividend income from Ping An company every year. Four, strategizing and strategizing, people are born to win.

Survival gold and dividends can be collected flexibly, which is suitable for individual needs of different groups and different stages of life. The product design is very comprehensive, and customers can make policy loans when large amounts of capital are needed.

Since the new year's day in 2011, nearly 2 billion yuan of family funds have entered the insurance and financial management plan.

Let's know from the case what this insurance can achieve.

At the end of the year, Mr. Kim was very pleased with his son. He was very concerned about his children's growth plan and wanted to give him a gift so that his children could enjoy a good education, a rich life and a peaceful old age.

Mr. Kim insured the baby for the safe life insurance (Bonus), the basic insurance amount was 100 thousand yuan, 5 years, and the annual premium was 50290 yuan.

The insurance plan will be entitled to:

First, the survival fund will be paid 10000 yuan every two years before the age of 60, and 6000 yuan will be paid annually until the age of 60.

For the survival of gold, Mr. Huang can not receive, put on the safe accumulation of interest, and so on when the child needs, through part of the collection, to solve the child's education gold, marriage gold and many other needs.

High school education Gold: children 15~17 years old, can receive 6000 yuan a year, as a supplement to high school education, a total of 18 thousand yuan.

University education Gold: children 18~21 years old, can receive 12 thousand yuan a year, as a supplement to university education gold, a total of 48 thousand yuan.

Festive wedding Gold: when the age of 28, once receive 100 thousand yuan, as a child's wedding gold.

Peace of mind pension: children 61~80 years old, can receive 18 thousand yuan per annuities as pension supplement, enjoy their old age.

It comes to 360 thousand yuan.

Happy birthday Gold: when the child is 88 years old, he receives 80 thousand yuan as his birthday gold.

In addition, when the child is 100 years old, there is a cumulative survival rate of about 498 thousand yuan.

In short, the longer you live, the more you get.

There are no other receiving actions other than those mentioned in the text, and the above value is based on the cumulative interest rate of 3%.

Two, dividends income children can enjoy the dividend income of the policy, assuming that the cumulative interest rate method, according to the mid-level bonus demonstration, to the child 88 years old, the cumulative bonus can reach about 1 million 736 thousand yuan.

(dividends can also be covered by insurance premium or insurance for increased balance).

Three, the cumulative interest earned gold and dividends, such as the retention of the company, can enjoy the cumulative interest service. As at the age of 88, the total survival interest is as high as about 4 million 69 thousand yuan, of which the cumulative survival rate is about 2 million 86 thousand yuan, the accumulated profit in the middle range is about 1 million 736 thousand yuan, and the cash value is about 248 thousand yuan.

Four, if the emergency fund is in urgent need of funds, the maximum loan can be made at 80% of the cash value, and the income of survival and dividends will not be affected, and it will be convenient and flexible.

Until the child is 88 years old, the cash value is about 248 thousand yuan.

Five, the death of the insured person, we return all the insurance premium paid.