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    "She" Era Will Carry Out Financial Management In The End &Nbsp; Be Smart Money Girl.

    2011/3/8 15:13:00 34

    Financial Stock Fund

      

    Female sex

    Conduct financial pactions

    It varies from person to person.


    Women in different situations have different needs for financial management.

    Bankers believe that in the stage of single beauty, the target should be targeted at a sound investment tool, and the stability and liquidity of funds should be maintained.

    shares

    ,

    bond

    Type of fund, universal insurance and so on; newly married women should consider saving their children's fertility fund, and pform family financial management. They need family risk management, establish family risk management fund, and start selecting insurance products and other future guarantee products, and funds and universal insurance are good choices.

    With the birth and growth of marriage and the growth of children, the demand for education funds will also increase synchronously. The financial pressure of families will increase. They can consider investment in some high yield investment products, and give consideration to liquidity and protection. Financial products, funds and even stocks can be properly configured. After retirement, women are generally not suitable for high risk investments such as stocks and stocks, so it is advisable to invest in low-risk products such as treasury bonds or money market funds.


    The financial planner also suggests that a female friend can take the principle of "333" distribution of monthly income, that is, 1/3 as a daily expenditure, 1/3 to invest in open-ended funds on a regular basis, and the last 1/3 to save money for rainy days.

    In general, we should make financial planning for ourselves from 3 aspects of health care, children's education, retirement and pension, such as participating in bank's education savings and purchasing medical insurance.

    If we participate in risky investments such as stocks and foreign exchange, we should not exceed 1/3 of the family income. If we buy insurance, the general law now is to pay 10% of the annual salary for the annual premium.


    Women want to carry out financial management in the end.


    In the era of her economy, women have more income and more opportunities. More and more female friends advocate "work is to enjoy life better."


    However, as a woman, it should be seen that holding several credit cards, like buying goods in a frenzy, has not been empty until the end of the month, and the taste of being called "moonlight clan" is really unpleasant.

    Therefore, when women earn money, they will learn how to manage their finances.


    Bankers believe that investing in finance is a long-term plan that runs through women's lives. When young, with healthy body and energy, they can try various ways of life.

    With the growth of age, whether there is a fixed and considerable savings, greatly determines whether the happiness of the second half of life.

    For "Moonlight girls", they should learn to spend their money on the knife edge and force themselves to save. The bank's zero deposit and deposit savings functions, regular open-ended funds and daily interest rate money market funds can achieve the desire of "Moonlight girl" savings.


    For the careless "confused woman", e-banking can be a great help.

    Taking Internet banking as an example, "confused women" can achieve real-time query of accounts and details of accounts by signing online banks and accessing the Internet at once.

    In the face of the trouble of utility cost, there is no need to worry about missing the time of network payment.

    For investment and financial management, with the help of electronic banks, "confused women" can also become "smart women", whether they are trading funds or investing in stocks, they can operate online.

    At the same time, online bank's detailed historical enquiries can help "confused women" to understand historical records.


    It is desirable to have the right investment and financing consciousness for the "wealth girl" who has a good investment and a good financial management. However, it is also crucial to select several suitable financial tools.

    Set up a practical credit card to meet early consumption; open up a financial card to achieve the summary of all the financial functions; often play the financial hotline, want to understand the financial management information of each bank, just remember the service hotline, often call consultation.

    At the same time, in addition to planning for investment and financial management, you can choose the VIP VIP service in a timely manner. Especially for middle-aged women, you can meet the family's complex investment and financial needs through the guidance of bank professionals.


    Someone once said: if men and women compete in the swimming competition across the Yangtze River, who will win? Some will answer men because men are aggressive; some will answer women because women have stamina.

    And the stock god Buffett said, "only when low tide can we see who is swimming naked."

    This is the rules of the investment community.


    That is to say, male swimming women have their own characteristics in swimming competitions.

    For a shrewd "money lady", the winner will be the winner by insisting on his financial advantages and absorbing the men's financial advantages.

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