Banks Raise Interest Rates And Finance &Nbsp; Fifty Thousand Idle Money Makes Money.
For a small white-collar worker who works for several years, he has not much spare cash in his hands. He can save 50 thousand yuan.
However, there is not much money in this area.
Then teach you how to manage your money.
"Bank"
Guaranteed financial products
This year's inflation situation is still grim, and the market has entered.
Interest raising channel
If you still have 50 thousand of your spare cash in the bank, it is better to buy a bank guaranteed financial product.
The yield of such products is generally higher than that of bank fixed interest rates in the same period.
In view of the current cycle of interest rate hikes, it is better to buy short-term financial products, and short-term products can enjoy the increase of interest rates brought by higher interest rates fairly quickly.
And when the interest rate is raised again, it can also flexibly adjust the funds so as not to miss the opportunity to get higher returns.
Risk index:
Earnings index:
"Fund"
If your ability to resist risks is strong, the money will not be used for 35 years, so you may as well buy some funds.
You can set up a portfolio for yourself, choose a stock fund that has performed well in recent years, and configure it again.
bond
Funds disperse risks.
But equity funds are not guaranteed, so choosing funds is very important. Choosing the right funds will make your profits very high. If you choose the wrong funds, you will lose money.
Risk index:
Income index:
"Stock
Stock is a high risk, high yield investment product.
50 thousand yuan will probably be doubled in a couple of weeks or months, but it may also make you lose your blood in a very short time.
If you are not a speculator, keep away from junk stocks, stocks with strong investment performance or potential stocks that will grow substantially in the future.
Risk index:
Earnings index:
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