Do Not Be A "Miser" Who Only Saves Money.
How much does wealth shrink?
You may not pay attention to it, but it has been affecting your wealth in silence.
Kenichi Ohmae, a trend expert in Japan, put forward a startling observation in his recently published book "M society":
new economy
The tide has changed the economic and social structure, and the middle class representing the wealthy and stable is rapidly disappearing. The social structure is pforming from the inverted U to the M society.
In the M society, saving is the first step to accumulate capital, but it only saves money.
Miser
"It will soon be pushed into the middle and lower class, because inflation is eroding profits faster than interest rates, and putting money into banks will become less and less.
Not long ago, the central bank raised interest rates again, and the one-year deposit rate reached 3.25%. However, in February this year, CPI reached 4.9% and the negative interest rate reached 1.65%, which directly led to the shrinking of investors' wealth. According to the latest forecast of CICC, CPI or innovation reached 5.3% in March, and the negative interest rate remained at a high level.
In this regard, financial experts suggest that investors effectively guard against inflation measures, that is, as soon as possible to cash in hand to have appreciation potential assets, so that their wealth is also rising along with prices.
Under the current circumstances, we should grasp less cash, invest more in investment activities, and increase the investment income to resist the loss of interest on deposit.
The fund's fixed investment is an important way to avoid wealth shrinking and to achieve long-term and steady returns as a way to manage financial affairs.
Financial experts roughly calculated an account: assuming that starting from January 2000, 5 yuan per day will be fixed on 1000 yuan in Shanghai stock index, with the Shanghai Stock Index closing price as the fixed price of the day, with a total investment of 10 years. According to the final holding share, the total amount of assets invested by the end of 2009 can reach 218654 yuan, far exceeding the principal amount of investment 120 thousand yuan, the yield is 82.21%, while the 5 year time deposit rollover rate of the same period is only 34.99%.
Conduct financial pactions
Experts said that because the fund decided to take a small batch entry approach, relative to a single large investment, more risk diversification and cost advantages.
It can be seen that using fixed investment as a way to ensure that family wealth is maintained and added to value will be more effective in reducing investment risks and resisting inflation.
Let's participate together.
Automatic investment plan
Don't be a "miser" who will only save money.
- Related reading
Financial Secretary'S Weapon: How To Select Financial Products In The Interest Rate Cycle
|Investment Collection: The First Set Of RMB Appreciation Is More Than 4 Million Yuan.
|- Recommended topics | Good Shoes "Face" And "Heavy".
- Thematic interview | What Is The Value Of Brand Under The New Electricity Supplier Mode?
- Shoes and clothing technology | Chinese Shoe Companies Start Looking For Investment Projects In Africa
- Document management | Do Not Neglect Project Document Management?
- Web page | Pregnant Women Buy Shoes To Guard Against 3 Misunderstandings. Flat Shoes Are Not The First Choice.
- Shoe Express | 90 Seconds To Know Fan Ye's New Favorite Stella Mccartney Star Thick Sole Shoes.
- Document management | Within One Week, Document Editing Is OK.
- Regional investment promotion | Shantou: Let Chaonan Clothing Go To The World
- Document management | 5 Tips For Managing Electronic Documents
- Market quotation | Fur Industry Usher In "Cold Winter" Mink How To Protect Themselves From Cold?
- "The Vamp Was Dyed Blue By ZARA Casual Pants."
- Trend Heeled Shoes: Changing All The Time.
- In The First Quarter, The Economic Trend Was Stable &Nbsp; Inflation Pressure Did Not Decrease.
- Supermarkets Sell Stained Steamed Bread And Nestle Milk Powder Has Carcinogens. What Else Can We Eat?
- N Busen: The Charm Of The New Generation Of Men'S Clothing
- Market Mentality Is Still Unstable, &Nbsp; PTA May Fall Back.
- April 11Th Hebei Lu Yu Market Yarn Market Brief Comment
- What Color &Nbsp Is Popular This Year?
- From The Basis Of Choosing Clothes, You Can See How Mature You Are.
- The Dispute On Textile Export Tax Rebate Will Be Suspended Temporarily.