How To Manage High Liquidity Assets In A Concussion Market

Face market There are many varieties. financial products A lot of people are mistaken. Bank Products purchased are as safe as deposits, but the actual situation needs recognition.

From the current domestic market situation Look, the A share market is short term. Shock The pattern is still hard to change. In the global market, although the global economy has improved, the economic growth itself is still lacking in lasting power. The withdrawal of the two reentry and easing policy will induce the overall market to show a callback trend. In this case, the low risk, ultra short period and high liquidity financial products will meet the needs of different investors.

Taking the products of the Bank of China's "monetary and financial planning program" as an example, the product has the characteristics of low risk, high yield, zero rate and low cost, especially its high liquidity similar to demand deposits, which can meet the needs of investors at any time. Investors who have higher liquidity requirements, who want to get more stable, higher than current deposit receipts, and are willing to take a certain credit risk can get long-term and stable return on investment by investing in the product. Besides, for those investors who invest in stock market for a long time, they can also use the products that accumulate over a long period as a good tool for short-term hedge. When the momentum of the stock market rises, investors can instantly redeem some of their funds and pursue higher investment returns. If the market trend is still uncertain, investors can enjoy financial benefits that are higher than the interest rate of demand deposits by holding such products.