• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    How To Make Money Without Sleep?

    2011/4/22 15:15:00 29

    IMF Funds Idle Funds

    Leisure money is not idle. Nowadays, holiday management has become the focus of many investors.


    Holiday financing, mainly in the stock market closed period, small holiday and other investment blank time, for investors.

    Idle funds

    Investment.

    This kind of financial product has short investment period, considerable expected revenue, flexible liquidity, quick cash advance and quick exit, and complementary paction time with the stock market.

    Therefore, investors can make full use of holiday financing to reinvigorate funds in the stock market rest period.


    Recently, the stock market is in a stalemate, and has been repeatedly oscillating at 3000 points. Facing the inflationary pressure and the tightening measures of the central bank, the market outlook is complicated and confusing.

    Now that the May 1 holiday is approaching, many moderate investors will choose to clear out before the holidays and choose to enter the market after waiting for a holiday.

    Then, 3 days may day holiday, what are the investment channels for investors' idle funds?

    To this end, the reporter visited several banks on the 54 Road, consulted the bank financial management personages.

    Financial investors from different banks give different investment proposals. Generally speaking, they can be classified into three categories: bank short-term financial products, notice deposits, and Monetary Fund.


    Holiday financing varies with capital.


    In the conversation with the bank financing personage, the reporter found that different holiday financial management is suitable for different amount of investment funds, and it will have different embodiment in the specific income.


    The investment threshold of short-term financial products is relatively high, generally more than 100 thousand yuan, and its liquidity is good. After the expiration of the product, the funds can be returned to the cage.

    At present, there are 1 days, 3 days, 7 days, 14 days for the sale of ultra short term financial products on the market.

    In terms of yield, its expected revenue is higher, and it can get much higher income than the demand deposit. The specific expected revenue is different from the investment period and investment amount. (so the 5 year financial product launched by the former Everbright Bank for Qingming holiday has a 200 thousand year yield of 2.2%, a 1 million year yield of 2.5% and a 5 million year yield of 3%).

    However, it should be noted that investors should pay special attention to the time of arrival of funds, and the time of arrival of funds from different products, banks and funds varies from T+1 days to T+3 days.


    If the investors in the hands of idle funds at 50 thousand ~10 million yuan, may wish to consider the notice of the deposit.

    A notice deposit is a deposit variety that the depositor has not agreed to deposit in the time of deposit, and is required to inform the bank ahead of time, in accordance with the date and amount of the agreed withdrawal date, including 1 days' notice and 7 day notice.

    At present, the deposit rate of 7 days notice is 1.49%, while the current interest rate is only 0.5%. The former is about 3 times that of the latter.

    However, when there are several situations, the bank will pay interest according to the current interest rate: the time limit for the expiration of the notice period is not advanced, and the bank will withdraw it in advance, or withdraw the payment in advance.


    As for

    Monetary Fund

    It is suitable for investors who have less idle funds and fail to reach the minimum amount of notice.

    Its monetary fund has the characteristics of high security, high liquidity and stable profitability. Its investment cost is relatively low, capital access is very convenient, the first recognition / purchase is 1000 yuan, and the purchase is increased by 100 yuan per unit.

    However, the fund paction holidays are closed, and the purchase and redemption must be compatible with the market paction time, that is, investors need to deal with them before the holidays.


    Liquidity risk and profit and loss risk


    During the interview, bankers reminded investors:

    Holiday financing

    The purpose is to set aside short-term funds, mainly the idle funds in the stock market, so as to make the funds truly "year-round".

    Therefore, good mobility is the first priority, followed by income.

    Investors should pay close attention to the redemption provisions of financial products when they choose to invest in products, so as to understand clearly the redemption period, the time limit for redemption and the redemption fee (useful banks have restrictions on redemption), so as not to delay the use of funds.


    In addition, investors who buy short-term financial products should consult the banks before buying them, especially for the risks that may arise.

    Some products are expected to have a higher rate of return, but for non guaranteed floating products, the principal and income of the product may not provide guarantee commitment. Investors may not always get the expected return, and may face the risk of loss of principal.

    Therefore, if investors prepare large sums of money to buy such products, we must first clear the direction of investment and take full account of their own risk tolerance.

    If you do not adapt to such products, you can buy other products with stable income and low yield.


     

    • Related reading

    A Better Way To Manage Financial Affairs

    Financial management
    |
    2011/4/22 15:12:00
    33

    Investment Should Have Its Own Peacock Feathers.

    Financial management
    |
    2011/4/22 15:09:00
    23

    Financial Products Linked To Gold Crude &Nbsp; Pie? Traps?

    Financial management
    |
    2011/4/22 15:04:00
    40

    Financial Management Based On Personality: Financial Personality Determines Financial Performance

    Financial management
    |
    2011/4/22 14:59:00
    61

    Financial Products, Savings Receipts, Expected Revenue

    Financial management
    |
    2011/4/22 13:30:00
    61
    Read the next article

    2011 New Autumn And Winter Orders Will Be Held Successfully.

    A few days ago, the new 2011Q3Q4 order of "new life change" was successfully held. At the meeting, the concept of "Chinese national dress" was put forward by the Company Limited.

    主站蜘蛛池模板: 欧美zoozzooz在线观看| 99国产在线观看| 美女视频黄频a免费| 无码色偷偷亚洲国内自拍| 国产在线精品美女观看| 久久精品视频99精品视频150| 免费福利在线视频| 最近2019中文字幕免费看最新 | 国模吧一区二区| 亚洲精品97久久中文字幕无码| avav在线看| 深夜的贵妇无删减版在线播放| 在线观看无码av网站永久免费| 亚洲线精品一区二区三区影音先锋 | 草莓视频在线免费播放草莓视频在线免费播放 | 天天操天天干天天操| 亚洲视频在线免费观看| 91高端极品外围在线观看| 欧美精品久久一区二区三区| 国产色产综合色产在线观看视频| 亚洲小说区图片区另类春色| bbw巨大丰满xxxx| 日韩理论电影在线观看| 国产免费卡一卡三卡乱码| 丰满少妇被猛烈进入高清播放| a级毛片免费观看网站| 波多野结衣中文字幕电影播放| 国产精品成人网站| 亚洲AV无码国产一区二区三区 | 在线综合 亚洲 欧美中文字幕| 亚洲欧美日韩高清综合678| 窝窝午夜看片成人精品| 日韩高清在线高清免费| 国产一级淫片a视频免费观看| 一级毛片无毒不卡直接观看| 男人使劲躁爽女人动态图| 日本猛妇色xxxxx在线| 又黄又爽又色又刺激的视频| JAPANESE国产在线观看播放| 欧美伦理三级在线播放影院| 国产喷水女王在线播放|