Earnings Win CPI&Nbsp; Some Financial Products Sit On The Floor.

High CPI data is becoming

According to the latest monitoring data of Puyi fortune, a total of 279 bank financial products expired last week.

Of the 279 products, 213 announced the due rate of return and achieved the highest expected rate of return. 66 products did not disclose the yield to maturity.

It is worth noting that in some of these products, the highest yield of some products has reached 5.5% of the annual yield, and has "defeated" the CPI increase.

If the Bank of China has previously issued a credit management product - "Bank of China Zhi Fu" 1007 phase, this product belongs to the private banking financial products, achieved a maturity of 5.5% of the highest expected rate of return.

In addition, Minsheng Bank issued 1 silver letter financial cooperation products - "asset management (incremental)" financial products phase 088 D18 (enjoy spring pick), also received a higher yield of 5.5%.

In fact, with the recent increase in the number of interest rates raised by the central bank, the yield of bank financial products is showing a trend of rising.

According to the statistics of Puyi wealth, in the financial products that expired in March, a total of 53 financial products with an annual annualized yield of 5% or more were obtained, of which 28 were over 5.4%.

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Of course, with the rising rate of return, the investment threshold of these financial products is also improving.

The original 50 thousand yuan start of bank financial products, has quietly raised the threshold - although there are still some products are set up for 50 thousand yuan investment threshold, but more and more bank financial products (especially short-term products) have become 100 thousand yuan for sale.

Moreover, in the face of different investment amounts, the related return rates are different.

Investor Lao Wang recently purchased a financial product with a period of 21 days in a large state-owned commercial bank. The investment amount of 500 thousand yuan was 4.2%.

"But this yield is closely related to the amount of money.

When I consulted at that time, the financial manager told me that if we buy 200 thousand yuan products, the rate of return on investment is only 3.8%.

It can be seen that for the products with the same duration, the capital yield is higher.

For the current market popular short-term or even super short-term financial products, bank financial experts analysis pointed out that this is mainly due to the increase in interest rate is not expected to reduce, investors in order to make money to get higher returns, and do not miss the next interest rate increase "good", so now more inclined to invest in short-term products.

However, it is necessary to remind investors that it is not suitable for all the short-term products that have become mainstream in the market.

"Investors who have large amounts of idle funds can get substantial returns because of the large amount of money they have."

But these products, though marked by the expected rate of return, are not entirely "safe".

If some of the financial products can be obtained in the preceding part, some of the investment targets are related to the investment direction of trust schemes, etc. before, the regulatory authorities have clearly stipulated that the credit products issued by banks are no longer "guaranteed capital".

For those conservative investors, though they are