Eight Secrets Of Successful Investment In Intellectual Beauty

If you still stay in the stage of saving money, you should raise your financial management concept. Here are some financial advice for financial planners to invest and manage women's friends.

First, do not be good but small.

Financial management can start with "small money", and the most important step is to take the first step.

Second, you can allocate your wealth on a pro rata basis, five for the necessary expenses, three for enjoying life, and two for financial management.

Third, the insured premium is not more than ten percent of the income.

Fourth, remember to prepare an emergency reserve, which is the total amount of your daily expenses for 3-6 months.

Fifth, learn to use the compound interest effect.

Fund regular

Sixth, if you are married, you and your husband may need to bear four elderly people in a few decades. Accidents and diseases are unpredictable. You need to store some more liquid reserve funds, such as stocks, funds or short and medium term financial products.

Seventh, do not forget that when housing loans are repaid, the amount of repayment at different stages can be set according to their income curve.

If you are a newcomer in the workplace, you can choose the incremental repayment of principal and reduce the repayment pressure of the starting period.

Eighth, do not easily disclose your bank account and account number, card number information, will encounter the possibility of fraud to a minimum.

Bank cards and identity documents should be kept separately.

The advantage of women in financial management is born with a careful character. They are highly sensitive to income and expenditure and prudent in investing.

However, impulsive consumption, excessive risk aversion and making investment decisions are more susceptible to others' influence. This is also the "soft rib" that intellectually beautiful women need to pay attention to in financial management.

Know your enemy and know your enemy.

In fact, it is also very easy for female friends to avoid the "soft rib" of financial management. That is to choose the right products and choose the right tools, so that women can manage their strengths and avoid weaknesses.