Shishi Medium And Small Shoes And Clothing Enterprises Take Measures To Avoid Risks

　　 After receiving the order, exchange rate Fluctuations, resulting in a "loss of wife and fold"; a shipment of goods after shipment can not be returned. In the business environment, risks are everywhere, and now some enterprises have also found ways to solve them by buying insurance for their products in order to avoid all kinds of risks.

It is understood that since this year, affected by capital turnover and the fluctuation of RMB exchange rate, small and medium-sized shoe and clothing enterprises in Shishi part of the trade have participated in credit insurance to reduce their own losses.

"The tightening of monetary policy of the central bank has a great impact on enterprises, and some small and medium-sized enterprises generally have cash flow problems." The chief executive of Shishi, a well-known footwear company, said that tens of thousands of pairs of craft shoes or leather shoes need three to five months' time from contract to order and then to production and loading. And from Guangdong and other places this year. Raw material At the same time, suppliers are required to pay cash, which brings enormous financial pressure to the enterprises. "Products are backlog in warehouses in these months, which means that the capital turnover space of enterprises is reduced." More fatal is that this year, SME financing threshold has been raised as a whole, capital chain has become more intense, and more and more "no fun".

"In the face of the overall cash flow problem in the market, enterprises should not only raise funds themselves, but also have to work hard to avoid risks." Jinsha (Fujian) Footwear Industry Co., Ltd., Mr. Shi said that in the first five months of this year, a group of small and medium-sized enterprises in Jiangsu and Zhejiang provinces had to close because of the broken capital chain, so that the owners of Jinjiang and Shishi were worried.

Since last year, some of its clients have already collected accounts for some possible risks. exchange rate Unstable products purchase credit insurance, thereby reducing the pressure of enterprises. "After the insurance, as long as the shipment is shipped, the insurance company will track the whole account. If the account is not returned, the insurance company will pay for it, so that the chain breaking of the enterprise will lead to the failure of the enterprise to produce normally. We should also use international practices at any time to urge the other party to pay.