Unable To Bear Heavy Burden, Small And Medium-Sized Textile Enterprises Seek Pformation And Upgrading Under The Pressure Of Financing

Since 2010, the deposit reserve ratio has been raised 12 times and 5 times.

Chinese Oriental silk in Suzhou

Chen Shunyuan, a merchant, said that the price of white silk has been rising all the way this spring. Now it has rushed to 410 thousand yuan per ton, up 62% from 253 thousand yuan per ton in 2010.

Chen Shunyuan said, temporary.

99% of China's enterprises are small and medium-sized enterprises, with a total number of 1080. They have created about 60% of GDP, contributed about 50% of the total national tax revenue, and provided nearly 80% of the urban employment opportunities. However, at present, some SMEs have difficulty in financing.

But according to the people's Bank of China's survey of more than 7000 small and medium-sized enterprises, the loans for SMEs in China increased by 18% at the end of 6 this year, 7 percentage points higher than that of large enterprises. Meanwhile, in the first half of the year, RMB loans increased by less than 400 billion yuan.

Obviously, the financial support for SMEs has not decreased, but the total amount of bank loans to the whole country is still limited, so there will still be enterprises unable to get loans.

At present, Chen Shunyuan has a business capital shortfall of about 1 million yuan. Due to the shortage of raw materials, enterprises can not fully load normal production, many machines are idle.

"Shortage of raw materials caused by shortage of funds has exposed our own problems. There are factories without raw materials. Now we have to consider extending the industrial chain and developing our raw material base."

Chen Shunyuan said.

Unlike Chen Shunyuan's company, which has to scale down its production scale, Qinghai Yijia Bukhara group is expanding its production scale at the moment.

Ma Hongxiong, deputy general manager of the company, said: "within five years, the scale of our business will quadruple, and this plan has been supported by bank loans."

In the bright and bright workshop of Yijia company, the reporter saw the computer embroidery machine and sewing machine buzzing, and hundreds of women workers were absorbed in the work.

Ma Hongxiong told reporters: "the company mainly produces all kinds of Muslim white caps, the total output value in 2010 amounted to 140 million yuan, of which exports 130 million yuan, in 2011 our total output value is expected to reach 200 million yuan."

The private enterprise started off in the Yellow River on the Bank of Jishishan in 1998, relying on 70 thousand yuan of funds. Now it has grown into the world's largest Muslim clothing and supplies manufacturer. Its flagship "Bukhara" brand is widely recognized by overseas Muslims, accounting for about 40% of the global market share, and its annual export growth is above 40%.

Ma Hongxiong said: "the secret of our success lies in the possession of the entire industrial chain. Our competitors, some have no market, no factories, and some factories have no market. We have the whole industrial chain. Once there is any business difficulty, we can adjust some chain to deal with other chain problems."

The technical advantage of Yijia comes from the new embroidery machine, which is co developed by the company with an embroidery embroidery machine manufacturer. The embroidery pattern is imported into the machine. One worker can operate three machines, producing at least 200 hats a day, and by hand, the average worker can only produce 20 tops.

The market advantage of Yijia comes from the sales network established by Saudi Arabia, Arabia, Pakistan, Malaysia, Indonesia and Nigeria.

Ma Hongxiong said: "unlike many other enterprises, we do not rely on agents. We started running the M2C (producer to consumer) business model in 2009. Now this mode of direct docking with the market has begun to play a role, and enterprises can cope with the ever-changing market at the first time."

"It is precisely when we see these things that banks will lend to us, and the company will be able to expand reproduction and continue pformation and upgrading from making hat to making clothes."

Ma Hongxiong said.

At the moment, Yijia's products have begun to supply in short supply. They have just entered the July, and their orders have exceeded the production capacity of the whole year.

The company expects sales to grow at least 1 times in the next 5 years.

Like Ejia, Changzhou Oriental East Star dyeing and Weaving Co., Ltd. also obtained bank loans for pformation and upgrading.

Yun Fang, an enterprise legal representative, told reporters that as early as 2007, in view of the grim situation of the continuous decline in the profitability of the textile industry, the enterprises began to pform and invest in developing new low-cost, low energy consumption, high technology and high added value lithium battery projects after repeated investigation and investigation, and set up the Jiangsu Yida Battery Co., Ltd.

Today, the lithium-ion power battery produced by the company has passed the US UL and European CE safety test. The lithium battery produced by the electric vehicle has successfully matched the new energy vehicle of Hainan Mazda.

At the critical moment of pformation, enterprises received 15 million yuan loan support from the Jiangnan Rural Commercial Bank.

On the one hand, loans are difficult to force enterprises to pform and upgrade. On the other hand, enterprises with pformation and upgrading are supported by loans.

Li Zibin, President of China Association of small and medium enterprises, said that the only way out for SMEs is to accelerate pformation so as to resolve various unfavorable factors.

In response, Wang Guochen, chairman of Jiangnan Rural Commercial Bank, also agreed. He said: "China is accelerating the pformation of the mode of economic development, focusing on the direction of future economic development of brand and innovative business representatives. Banks are also relatively fond of this type of enterprise."