Expansion Of The Third Party Payment License To 40 Homes

In the face of the so-called "September 1st deadline", there are 13 payment companies that can breathe a sigh of relief.

Yesterday, the central bank officially announced the second batch. payment Licence companies. Shanghai UnionPay electronics, Hangzhou Yitong digital, linkage advantages, Shanghai Fu you finance and other 13 enterprises list.

The state's "non-financial institutions payment services management measures" said that before September 1st, no "payment of business license" will not continue to engage in related businesses. In May this year, the central bank announced the first batch of 27 licensed enterprises, including Alipay, UnionPay business, fortune paid, fast money and so on.

Although the first, second batches are separated for more than 3 months, the licensed enterprises have begun to show different ways of development. Some of them are still not licensed, and are beginning to find a way out.

The third batch of approval window period or extension

In the list of payment licences issued, Shanghai UnionPay electronics, Hangzhou Yitong digital and linkage advantages also get two business licenses, including Internet payment and mobile phone payment; the license card financing only obtains the Internet payment business license; Shanghai's official account, Shandong Shandong business card, Shanghai Fu you finance and so on are obtained prepaid card issuing and accepting business licenses in some provinces and cities.

Before, the Shanghai UnionPay electronics, linkage advantages, Shanghai Cheong shopping and other enterprises have appeared in the first list of publicity. But eventually failed to enter the first camp, and now finally get through this.

As of August 30th, the total number of enterprises paying applications to the central bank and publicized was 174. 40 of them have been awarded. License plate The remaining 134 will still have to wait. Insiders say that the future audit may be more stringent and prudent.

Among the 134 waiters, there are many famous tycoons. For example, in the Internet field, NetEase's "NetEase treasure" and Baidu "BaiduPay" failed to go through the border; the three telecom operators also lost face, and their payment companies, such as China Mobile Agel Ecommerce Ltd, Tianyi Agel Ecommerce Ltd and Unicom "Wo Yi Fu", could not be finalists. In addition, 3C chain retail giant Suning Appliance's "Yi Fu Bao" and Anhui "Huaxia Tong payment" and other enterprises also frustrated the second batch.

If it is shown in the "non-financial institutions' payment service management measures", these frustrated persons will not be allowed to continue to engage in related payment business after September 1st. For example, in August 30th, the Changchun branch of the central bank has issued a circular that the non-financial organizations engaged in payment business in Jilin province have not yet reached the qualification requirements stipulated in the methods and implementation rules, and must not continue to engage in payment business.

However, close to the central bank's sources, the "September 1st" deadline may be postponed, and those who have submitted applications will not be affected. This may mean that during the buffer period, the central bank will not be cut across the board, resulting in business losses for those being applied.

But what makes them nervous is that after the issuance of the second batch of licences, the window period may be temporarily closed, and the next batch of audit cycles or lengthening.

And a representative of the payment company even said that after the central bank may issue a licence in succession, "a qualified family is issued" instead of a wholesale one.

The first runner runs fast.

The first, second batches are separated for more than 3 months, but licensed enterprises have begun to present different ways of development. Some of those who are still not licensed are looking for a way out.

Remittance is one of the first batch of licensed enterprises. Zhou Zhou, a company CEO, said in an interview with the newspaper the previous week that although it was able to benefit some business policies, the two batch of licences had been separated for only 3 months.

"In fact, long-term focus. payment The industry already has enough foundation, and the first batch is licensed. " He said.

The remittance world is expanding by expanding the business. Its traditional advantages in aviation ticketing are now expanding into more industry applications, such as the circulation department. Zhou Ye disclosed that the company even adjusted its organizational structure and set up a specialized circulation department, focusing on strengthening the business of fast moving, chain retail, logistics and other industries to help upgrade the speed of capital flow in the upstream and downstream industries. He mentioned many times that "we need to turn the money up".

At the same time, it also intends to continue to strengthen personal financial and financial payment business. The remittance world was the first company to be allowed to pay for the online sale of funds, and now began to dabble in the larger financial payment platform, such as the payment of more than 500 fund products of 28 fund companies. Zhou Ye said that less than half a year, 300 thousand users had been promoted.

Another licensed company is expanding its mobile payment system. CEO Mao Jun min recently revealed four major business priorities in the near future. For example, we should set up a banking project department, set up a Financial Guaranty Insurance Company, invest 100 million yuan to build mobile application R & D companies, and thoroughly tap the whole supply chain solution. In addition, Huan Xun also set up overseas customer service department to promote the capital management and cargo storage solution business of independent foreign trade website. Mao Junmin said that the company will take the payment system as the core and move towards the whole supply chain plan payment platform service.

Of course, these fast runner will not miss the B2C business. Zhou Ye revealed that B2C payment is the most important layout of the company, which will run through all aspects of the front-end consumer and back-end supply chain services. Through the integration of COD (goods to collect) and fund collection services, the accounts will be shortened and the electricity supplier funds will be quickly recovered. At present, it has reached cooperation with Jingdong mall, suning.com, Sina and Sina.

But there are also frustrated. Anhui's Huaxia group, which has not been included in the second batch of the list, has been partially bought by suning.com, though the latter has not been able to enter the second batch. And before this newspaper, we have learned that a Shenzhen's non licensed payment company is seeking to sell shares.