The Standard Of Bank Account Printing Cost Is &Nbsp, And Bank Of China Charges The Highest.

"Last week, in order to do business trip to Europe, the bank counters printed three years' bill details of bank cards, and received a 50 yuan service charge. However, after communicating with friends, they knew that they had no charge for the same business in the bank."

Yesterday, ICBC customer Lee told reporters.

Why is the difference between the same business and bank charges?

"I didn't feel any difference in printing paper and processing time?!"

Miss Li is puzzled.

In this regard, the reporter interviewed the relevant person in charge of ICBC, the person told reporters that the relevant charges are market behavior, the bank has been reported to the higher authorities after pricing, there will be no arbitrary charges.

As for the differences between banks, the person explained that the prices of banks will be different because of the different circumstances of banks.

In view of the three year bill of printed bankcard detailed charges, the reporter then visited 10 banks and found that among the 10 banks surveyed, besides the ICBC charges, the Bank of China, the Bank of China and the Shanghai Pudong Development Bank also charged the printing fee. Among them, the merchants bank was charged according to the year, printing for three years was 20 yuan, the Shanghai Pudong Development Bank was 20 yuan, and the Bank of China was higher than the ICBC, which was 60 yuan.

Banks, including people's livelihood, Bank of communications, ABC, Shenzhen Development Bank and Beijing bank, do not charge.

The counter staff of Beijing branch of Hepingli branch told reporters that even if customers need to build the bank seal on the bill, they do not need any cost.

"Customers who print accounts are free of charge. Customers who hold passbooks will receive a certain fee."

Construction Bank Beijing Hepingli branch lobby manager introduced.

Shenzhen Development Bank's savings desk staff also told reporters clearly that printing

"For banks, even if the so-called manpower, material resources and paper costs are added together, the cost of printing bills should be lower."

Lv Suiqi, deputy director of the Department of finance, School of economics, Peking University, does not recognize the high fees charged for the above businesses.

Of course, it is also unrealistic to expect all banks to be free. The data from the bank daily show that the intermediary business revenue of all banks in the first half of this year has increased substantially and is an important part of their own profits.

"It has been requested that commercial banks print accounts for one year free of charge for customers, but banks with more than one year can make their own pricing."

The relevant person in charge of the CBRC also told reporters.

It is understood that at present, there is no uniform fee standard for such fees. Although the management of commercial banks' service prices has been issued (Draft), it has not yet been too detailed.

The reporter noted that from free to fifty or sixty yuan, the bank's standard disorder is really beyond comprehension.

In this regard, Lv Suiqi explained that the reason why the pricing of domestic commercial bank service charges is so confusing is that the domestic banking industry lacks competitiveness, and the financial system is not perfect enough, which eventually leads to monopoly pricing of commercial banks. Banks have opened up a higher price, and customers can only be resigned to it. The cost is not directly proportional to the services they enjoy.

Some experts urged that regulators should further improve the pricing system of commercial banks, and make reasonable pricing for commercial banks, and remind the public that banks with no fees should be selected for issuing credit certificates and studying abroad.